Poll: Which do you prefer for paying online

11 points by quellhorst ↗ HN

9 comments

[ 0.28 ms ] story [ 24.9 ms ] thread
Inside the US. Prefer just using my Visa/Mastercard directly.
I prefer Google Checkout / Paypal, as I don't have to type in my shipping information. Generally, though, I prefer to buy from Amazon, since I don't have to type anything -- click a button, it shows up at my house in a few days.
In order of preference: Google checkout, then PayPal, then my own credit cards (usually I have either a Visa or a Mastercard memorised). I do have a Discover but only use it for large purchases (like flights) because it is not universally accepted so I can't be bothered to memorise it.

I am in the US. If I was in Europe, I would prefer the direct-to-bank debit system many countries have.

Amex. Great customer support. They also offer buyer protection program so Amex will reimburse you if the product you bought breaks or is defective up to a certain amount.

If your card number was ever stolen because of a shoddy merchant, or if you got screwed over on delayed shipping or a broken product, Amex has your back.

I have been using amex for years now. They have the best customer service. The dispute process is really simple/easy. Whenever, I have to buy something from a place I haven't heard off or looks a little shady I use Amex.
Sorry, 100% disagree. I had an AMEX here in Europe and the customer service was way below expectations. We returned all of them.
I am not sure about their service in Europe, but it has never been a problem for me in US. I have multiple AMEX cards.
I like to use a ShopSafe solution from BoA/Mastercard that lets me generate a different card and limit for every purchase I make online. However, I use PayPal 90% of the time.