Ask HN: Best way to collect payments under 3$?

17 points by ziko ↗ HN
Which service to use if you intent to primarily collect payments under 3$? Needs to be able to collect payments from all over the world, not just the US.

10 comments

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Check out Skrill (formerly Moneybookers).
Why? Their rate is 3.9% + €0.35 for non-european merchants and 2.9% + €0.25 for european merchants.

That's not exactly cheap. Do they offer a service I don't know about that makes them better suited for small payments than Stripe, Balanced or BrainTree?

I didn't know about their high fees. But I know they have a good international money transfer support. I used them for personal financial transactions for 4 years and found them very good.
How about bitcoins?

* Very low transaction cost * International Transfers is same as local transfers.

Suggest to read up more about pros/risks before proceeding.

I think amazon payments has special terms for this kind of thing
Yes they do (this was news to me). For Transactions < $10:

1.5% + $0.01 for Amazon Payments balance transfers

2.0% + $0.05 for bank account debits

5.0% + $0.05 for credit card

They also appear to support payment aggregation, which is another method of making micropayments via credit card profitable.

https://payments.amazon.com/help/Amazon-Flexible-Payments-Se...

In Europe, the answer is probably GoCardless. Depends what kind of payments though - if it's card type payments you need, (I.e instant, fore commerce type stuff), then not, but subscriptions, most bills/invoices, absolutely GoCardless.