We use Chase, and just acquired a company using Stripe. Chase needs them to transfer over the cards in a specific way as not to violate the law, and Stripe is not willing to work with Chase. Despite law saying they have to give us the cards & a policy on their website saying they will.
We've been working on this for 6+ weeks I believe, and we had a group call today with Stripe, Chase and our team. And, Stripe didn't even show up.
Trying to reach out here and on linkedin and twitter to find someone in Stripe to head off us having to post publicly to get help.
Just to clarify. You're looking for Stripe to transfer card numbers out of it's vault into Chase's. Stripe is willing, but Chase wants it done a specific way which Stripe finds objectionable?
This is the impression I got as well. Stripe's policy seems to agree to export the cards but that doesn't mean you can pick any format and requirements you want and they have to follow them.
Chase needs the cards in a specific way but without more information it's hard to make the claim that's the only way acceptable by law.
If Stripe is unwilling to do extra work with Chase to get cards exported, that doesn't seem to be "refusing to transfer credit cards to another merchant per their policy".
Can you provide some more information on what part of the transfer they object too?
Someone else inside our group is handling this, but my understanding is Chase's requirements are per US law, and not anything too specific. But I could be mistaken. Email going out now to the parties involved to get it all sorted.
It still sucks to not get a clear answer, and not show up for phone meetings when this has been going on for at least 6 weeks.
This is Hacker News :), it is a small community and def different than the last straw which is a public shaming post on our blog which I would like to avoid.
I use Stripe for some side projects, as do many of our staff. And, I know for our team this is really frustrating to see what we thought was an amazing company be so unresponsive and unhelpful. Hopefully we will get it sorted now that we have a contact at a higher level.
Not every business is a nimble startup. If they're buying companies... they probably aren't either.
Something like your payment system is so important it's not something you can just change on the spur of the moment. Doubly so when you're big, and have a reputation. Honestly i'd do the same thing if I was in their shoes, even though I personally would prefer the API of stripe. You gotta standardize on one system, and it makes sense to choose the path of most likely stability.
Just curious, but why is this the right approach? It seems like you're just needlessly adding in a third party with their associated fees, headaches, and people.
I just forwarded this thread to some people I know at Stripe so hopefully they'll get back to you soon.
I know Stripe is normally quite comfortable transferring card data on the basis that the other side has the proper PCI compliance and that Stripe and the receiving party can agree upon a secure way to transfer the card holder data like through some sort of pgp encrypted file
Ben, I'm very sorry that I missed our call today. I've just sent my cell number through to you via email. You can call me any time.
We're always happy to export card data if people want us to. In Chase's case, there's a bunch of Chase-specific work that they mandate. This is not part of our normal procedure, but we'll figure out something that's workable.
Happy to chat next steps on the phone or via email.
I def don't think of it as a refusal, but after 6 weeks of no help it certainly was frustrating and a bit of a light slap in the face when we spent so much time trying to get Chase and Stripe in the same room.
I'll bite. It's because the HN community is by and large composed of highly skilled individuals that often work way up the food chain in these tech companies. Even if they don't directly, they very likely know someone who does.
It's not just Stripe, it's Twitter, Facebook, Google.
... and if nothing else, because it works. Look at this thread, he's been working on this problem for 6 weeks. He posted here, and got semi-public apology and a direct cell no. for a person who can help in less than 2 hours.
I think it's amazing, and I really enjoy seeing threads like this.
Interesting they need HN to get actual help from a company like Stripe. It happened here before with other new, high profile companies. For some time already I am surprised how many of those billion dollar companies have very little to none person support: FAQ and forums is about it. Phone is for marketing and press. A form goes to a forum.
At best you get a community member to give some friendly advice. Amazing how they even get people to help them for free (to be part of other peoples adventure ?).
Its not that these companies cannot afford to have better support. Limiting personal contact seems an integral part of being able to scale.
Frustrating and hard to believe users just accept that. But I am also jealous at how they achieve this.
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[ 4.1 ms ] story [ 73.3 ms ] threadWe use Chase, and just acquired a company using Stripe. Chase needs them to transfer over the cards in a specific way as not to violate the law, and Stripe is not willing to work with Chase. Despite law saying they have to give us the cards & a policy on their website saying they will.
We've been working on this for 6+ weeks I believe, and we had a group call today with Stripe, Chase and our team. And, Stripe didn't even show up.
Trying to reach out here and on linkedin and twitter to find someone in Stripe to head off us having to post publicly to get help.
Thanks, Ben
Chase needs the cards in a specific way but without more information it's hard to make the claim that's the only way acceptable by law.
If Stripe is unwilling to do extra work with Chase to get cards exported, that doesn't seem to be "refusing to transfer credit cards to another merchant per their policy".
Can you provide some more information on what part of the transfer they object too?
It still sucks to not get a clear answer, and not show up for phone meetings when this has been going on for at least 6 weeks.
I use Stripe for some side projects, as do many of our staff. And, I know for our team this is really frustrating to see what we thought was an amazing company be so unresponsive and unhelpful. Hopefully we will get it sorted now that we have a contact at a higher level.
Something like your payment system is so important it's not something you can just change on the spur of the moment. Doubly so when you're big, and have a reputation. Honestly i'd do the same thing if I was in their shoes, even though I personally would prefer the API of stripe. You gotta standardize on one system, and it makes sense to choose the path of most likely stability.
I know Stripe is normally quite comfortable transferring card data on the basis that the other side has the proper PCI compliance and that Stripe and the receiving party can agree upon a secure way to transfer the card holder data like through some sort of pgp encrypted file
We're always happy to export card data if people want us to. In Chase's case, there's a bunch of Chase-specific work that they mandate. This is not part of our normal procedure, but we'll figure out something that's workable.
Happy to chat next steps on the phone or via email.
From our understanding and I believe what they are telling us this isn't Chase stuff, but rather US law stuff :)
It's not just Stripe, it's Twitter, Facebook, Google.
... and if nothing else, because it works. Look at this thread, he's been working on this problem for 6 weeks. He posted here, and got semi-public apology and a direct cell no. for a person who can help in less than 2 hours.
I think it's amazing, and I really enjoy seeing threads like this.
And thanks for this thread as it helped us make some good connections to them too.
At best you get a community member to give some friendly advice. Amazing how they even get people to help them for free (to be part of other peoples adventure ?).
Its not that these companies cannot afford to have better support. Limiting personal contact seems an integral part of being able to scale.
Frustrating and hard to believe users just accept that. But I am also jealous at how they achieve this.