When you get a card in bank branch, they take photo of you holding a card to prevent you from claiming that it was not you.
So they went further and started to require a photo of person holding a card in mobile app and it seems they deployed same checks to web banking.
Before they added selfie there was tho-factor authorization i.e. password + sms for private persons and digital signature (national one, similar to ecdsa) + sms for enterprises.
1 comment
[ 3.2 ms ] story [ 15.2 ms ] threadWhen you get a card in bank branch, they take photo of you holding a card to prevent you from claiming that it was not you.
So they went further and started to require a photo of person holding a card in mobile app and it seems they deployed same checks to web banking.
Before they added selfie there was tho-factor authorization i.e. password + sms for private persons and digital signature (national one, similar to ecdsa) + sms for enterprises.