There are many ways to do it, but one method would be to limit loans to some multiple (say 3x) of someones trailing income (say 3 years). This could be scaled into over time to smooth out price adjustments.
There are many ways to do it, but one method would be to limit loans to some multiple (say 3x) of someones trailing income (say 3 years). This could be scaled into over time to smooth out price adjustments.