I'm in the industry: regarding California,the answer is that they aren't paying high enough premiums. Regulators have refused to allow catastrophe modeling to set rates, so fire prone areas are effectively getting a…
While all those incidents you described weren't your fault, surely you have to agree that there's a correlation between driving in situations like that and being more likely to get in an accident? It isn't just about…
I work at a large insurer (not State Farm). The frequency of theft on Hyundai/Kias is actually insane. In metro areas where it's happening, it's 10x the theft rate of other makes in the area. We're talking a 5-10%…
I'm in the industry: regarding California,the answer is that they aren't paying high enough premiums. Regulators have refused to allow catastrophe modeling to set rates, so fire prone areas are effectively getting a…
While all those incidents you described weren't your fault, surely you have to agree that there's a correlation between driving in situations like that and being more likely to get in an accident? It isn't just about…
I work at a large insurer (not State Farm). The frequency of theft on Hyundai/Kias is actually insane. In metro areas where it's happening, it's 10x the theft rate of other makes in the area. We're talking a 5-10%…