I mean if you do the math on it, it's a lower upfront cost for everyone with insurance that you won't be bankrupted by chance, thus creating more stable more incremental wealth. So it depends, but as a general policy…
I mean if you do the math on it, it's a lower upfront cost for everyone with insurance that you won't be bankrupted by chance, thus creating more stable more incremental wealth. So it depends, but as a general policy…