That's a rather big misstatement: most lower income people (most people in general actually) won't be investing post-tax, a 1099-DIV really is quite uncommon It's still a shitty and stupid situation... but that doesn't…
Growth/income in the Roth IRA is also tax-free (there'd be no point in the Roth otherwise).
I'm confused. Income in an IRA isn't taxed, so that's not relevant for taxes. If you had post-tax investments then yes it's more complicated, but that has nothing to do with IRA/401k retirement savings?
8% in Switzerland.
That's a rather big misstatement: most lower income people (most people in general actually) won't be investing post-tax, a 1099-DIV really is quite uncommon It's still a shitty and stupid situation... but that doesn't…
Growth/income in the Roth IRA is also tax-free (there'd be no point in the Roth otherwise).
I'm confused. Income in an IRA isn't taxed, so that's not relevant for taxes. If you had post-tax investments then yes it's more complicated, but that has nothing to do with IRA/401k retirement savings?
8% in Switzerland.