Hey jnfr!

Your app is definitely what I envision for mine. Website and all that is absolutely amazing! Congrats!

My app is "similar" in some ways but, of course, in a very small scale at the moment (still in development: live for me, wife and a couple of friends).

This is what I've got so far:

- Web version only

- Multi currency is a must for me too (Brazilian living in Europe here)

- Looking at the screenshots of your app, I also have the "category listing" by percentage. I don't look at it on a daily basis but I think it's important to at least have some control over stuff I'm spending my money with.

- Under the hood, I share the same "account" (but different user credentials) with my wife so we both leverage saving transactions wherever we are, together.

- I've also got historical transactions. It's the only way I found how to identify where my money is going over time.

- No "budgeting" per se: I understand how some folks need to spare X amount of money for "Groceries" or "Travel".. and as some have already pointed out, I don't want to be on day 20th of the month and running out of budget for a specific category and not being able to keep spending if I have to. For a customer point of view, it would bring me "frustration" by simply checking that I'm below budget on the next month. Again, I value that, but I'm fine with my finances.

For now, I'm not sure how I can make money out of it. I'm strongly thinking about simply releasing it, getting feedback and improve along the way. I don't want to be a competitor of yours and I'm more than happy that list your app as an alternative if necessary as soon as I go live!

Again, congratulations. I want to be a solo entrepreneur in the future. I'm not just there yet.

Thanks for your insights and good luck with your product!