holaamigos

I have a 6 person start up, premiums are up 29% again (last year they quoted a 37% increase). Current deal is pretty generous, how stingy to be on the insurance going forward?

I am now raising my second round of financing and have never been asked for a business plan - don't waste your time writing one. I am running a silicon valley start up. I raised $300k from friends / family and am now…