The visualizations were great and I think his point was to drive home how long it would take to own a home in the optimal case. In reality you should take his metric and multiply it times 6 or 7 minimally. You're still…
It does not affect your credit rating for freezes and unfreezes. And it's a good thing that hard pulls on your credit affect your score, because it's a stop gap for excessively requesting credit. It can also prevent…
You should watch your accounts. I use Credit Karma and they will send you alerts and updates for various credit events (account opening/closing, paying off a balance, etc). It's free. Edit: They only monitor TransUnion…
The visualizations were great and I think his point was to drive home how long it would take to own a home in the optimal case. In reality you should take his metric and multiply it times 6 or 7 minimally. You're still…
It does not affect your credit rating for freezes and unfreezes. And it's a good thing that hard pulls on your credit affect your score, because it's a stop gap for excessively requesting credit. It can also prevent…
You should watch your accounts. I use Credit Karma and they will send you alerts and updates for various credit events (account opening/closing, paying off a balance, etc). It's free. Edit: They only monitor TransUnion…