As far as I know, Snowflake is used to generate tweet IDs. Do you have any reason to believe that it's being used to generate user IDs? As evidence against this, note that the ID density currently being produced for…
At least in the US, this is simply not the case. Fixed-rate mortgages remain the same for the full lifetime of the loan, e.g., 30 years.
Dunno about Canada, but in the US a fixed-rate mortgage is, well, fixed. My rate will never change, and thus my monthly payment will remain exactly the same for the 30-year life of the loan.
As far as I know, Snowflake is used to generate tweet IDs. Do you have any reason to believe that it's being used to generate user IDs? As evidence against this, note that the ID density currently being produced for…
At least in the US, this is simply not the case. Fixed-rate mortgages remain the same for the full lifetime of the loan, e.g., 30 years.
Dunno about Canada, but in the US a fixed-rate mortgage is, well, fixed. My rate will never change, and thus my monthly payment will remain exactly the same for the 30-year life of the loan.