Subsidized from a capex perspective maybe, but the profit margins for API-priced inference tokens are likely very high. Also, a lot of people get stuck on the idea that the main use case of LLMs is to generate more…
A large part of the world population is poor, and they do not have the same level of health problems, nor are they similarly obese. Not purely diet related, but a huge part of it for sure.
The wage structure is very flat in my country, the average wage is only around 15% higher than the median. The median wage is very livable on. For essential or basic needs I would estimate you would only need ~70% of…
I don't understand this data at all. All of the rich Western European countries has over 200h required work per month, but I don't know of anyone in my country (high or low income) working more than roughly 40h per week.
There is no electronic lock as far as I know, as many people seem to assume. It's a mechanical notch that you have to physically pull the switch past to operate it. The lock failures described in the air worthiness…
That’s an interesting perspective, and it makes sense it works. Thankfulness is known to provide a lot of psychological benefits, such as greater appreciation of the thing you are thankful for. Where it goes wrong…
Same experience, putting everything related to tech (printers, programming, Wifi, email) into the "IT department", which is seen as a support service to the core business of banking, instead of seeing automation as…
This is what I think a lot people don't understand when it comes to unruly IT systems in large organizations. Deutsche Bank does not have an IT or software engineering problem, they have a culture and corporate politics…
That's a mind-boggling theory actually, that some general survival skills are encoded in the parent-child relationship. Basically you have to become a parent to level-up your survival skills. I wouldn't put it past…
I think it's more an indication of higher expectations in child-rearing. If you're struggling daily for survival and 7/10 of your children will die before age 6 I don't think can afford to spend hours every day…
Yes, if unions exist at the company (which they did at Klarna), a company is required by law to negotiate with ALL employee organisations present at the company. This is one of the reasons large companies adopt…
On average over a longer period variable rates will always be lower, since the risk premium due to future rate uncertainty will be lower. If that period is a 100 years it won't help lenders much though.
It's the same case in Sweden, all new lenders have to be able to handle rates of 6-8%.
What a ridiculous article... everyone understands that exponential growth cannot continue forever. The bigger and more interesting question is what the life of an average human looks like when growth inevitable slows…
People are quite loyal to their grocery store. The shut down means all of their customers are forced to try out another grocery store, could hit them hard long-term.
This! Job-hunting is so ridiculously easy when everyone is working from home.
Dressing appropriately does not mean "dressing up". It means dressing slightly above what is generally accepted as the normal dress code for the role your interviewing for, and the culture of the company. This is what…
As others have pointed out, it depends on time of year and where you live. Far north, e.g. Canada, the U.K, Scandinavia the sun won't give you any Vitamin D at all for roughly six months of the year.
How is there a lack of supply and not of demand right now? Most of China is already back to work, and we'll see lack of demand in the coming weeks/months when people isolate themselves and not going out buying things.
I'm not saying everyone is rational, I'm just saying there is no reliable way of predicting when the market has bottomed out. DCA-ing on the way down means I will at least buy lower than a year ago. I have no way of…
The problem is separating the great recessions from less dramatic recessions. Was 2008/2009 a once in a decade recession or once in a century recession? In a normal recession you'll never get Ford for $1, and most…
Are all bear markets the same? If there's a clear signal when to start buying why isn't everyone doing it? To me technical analysis of the stock market is the modern equivalent of a shaman predicting next year's…
The number of confirmed cases in South Korea is flattening out at around 8,200 people out of a population of 52 million (0,016 %), China is flattening out at 81,000 cases (0,006 % of the whole population). Is it really…
One thing I can't shake, and it appears already in the second sentence of the quoted letters by Seneca: "Life is long enough, and it has been given in sufficiently generous measure to allow the accomplishment of the…
Honestly, I'm more concerned that people are blinded by an ignorance of history. If people truly think the average human life was better or 'not that bad' 200+ years ago I don't know what to say. Sure some things are…
Subsidized from a capex perspective maybe, but the profit margins for API-priced inference tokens are likely very high. Also, a lot of people get stuck on the idea that the main use case of LLMs is to generate more…
A large part of the world population is poor, and they do not have the same level of health problems, nor are they similarly obese. Not purely diet related, but a huge part of it for sure.
The wage structure is very flat in my country, the average wage is only around 15% higher than the median. The median wage is very livable on. For essential or basic needs I would estimate you would only need ~70% of…
I don't understand this data at all. All of the rich Western European countries has over 200h required work per month, but I don't know of anyone in my country (high or low income) working more than roughly 40h per week.
There is no electronic lock as far as I know, as many people seem to assume. It's a mechanical notch that you have to physically pull the switch past to operate it. The lock failures described in the air worthiness…
That’s an interesting perspective, and it makes sense it works. Thankfulness is known to provide a lot of psychological benefits, such as greater appreciation of the thing you are thankful for. Where it goes wrong…
Same experience, putting everything related to tech (printers, programming, Wifi, email) into the "IT department", which is seen as a support service to the core business of banking, instead of seeing automation as…
This is what I think a lot people don't understand when it comes to unruly IT systems in large organizations. Deutsche Bank does not have an IT or software engineering problem, they have a culture and corporate politics…
That's a mind-boggling theory actually, that some general survival skills are encoded in the parent-child relationship. Basically you have to become a parent to level-up your survival skills. I wouldn't put it past…
I think it's more an indication of higher expectations in child-rearing. If you're struggling daily for survival and 7/10 of your children will die before age 6 I don't think can afford to spend hours every day…
Yes, if unions exist at the company (which they did at Klarna), a company is required by law to negotiate with ALL employee organisations present at the company. This is one of the reasons large companies adopt…
On average over a longer period variable rates will always be lower, since the risk premium due to future rate uncertainty will be lower. If that period is a 100 years it won't help lenders much though.
It's the same case in Sweden, all new lenders have to be able to handle rates of 6-8%.
What a ridiculous article... everyone understands that exponential growth cannot continue forever. The bigger and more interesting question is what the life of an average human looks like when growth inevitable slows…
People are quite loyal to their grocery store. The shut down means all of their customers are forced to try out another grocery store, could hit them hard long-term.
This! Job-hunting is so ridiculously easy when everyone is working from home.
Dressing appropriately does not mean "dressing up". It means dressing slightly above what is generally accepted as the normal dress code for the role your interviewing for, and the culture of the company. This is what…
As others have pointed out, it depends on time of year and where you live. Far north, e.g. Canada, the U.K, Scandinavia the sun won't give you any Vitamin D at all for roughly six months of the year.
How is there a lack of supply and not of demand right now? Most of China is already back to work, and we'll see lack of demand in the coming weeks/months when people isolate themselves and not going out buying things.
I'm not saying everyone is rational, I'm just saying there is no reliable way of predicting when the market has bottomed out. DCA-ing on the way down means I will at least buy lower than a year ago. I have no way of…
The problem is separating the great recessions from less dramatic recessions. Was 2008/2009 a once in a decade recession or once in a century recession? In a normal recession you'll never get Ford for $1, and most…
Are all bear markets the same? If there's a clear signal when to start buying why isn't everyone doing it? To me technical analysis of the stock market is the modern equivalent of a shaman predicting next year's…
The number of confirmed cases in South Korea is flattening out at around 8,200 people out of a population of 52 million (0,016 %), China is flattening out at 81,000 cases (0,006 % of the whole population). Is it really…
One thing I can't shake, and it appears already in the second sentence of the quoted letters by Seneca: "Life is long enough, and it has been given in sufficiently generous measure to allow the accomplishment of the…
Honestly, I'm more concerned that people are blinded by an ignorance of history. If people truly think the average human life was better or 'not that bad' 200+ years ago I don't know what to say. Sure some things are…