Some of those "baddies" you refer to are forced by contract to willingly upload that data and keep quiet about it. The penalties for breach of contract are severe; an entire company can go bankrupt overnight if they…
Visa requires at least some of their banking/prepaid partners to periodically upload customer data to an Acxiom FTP site. It's considered a "compliance" ask. Source: helped write a microservice for said FTP upload.
Some of those "baddies" you refer to are forced by contract to willingly upload that data and keep quiet about it. The penalties for breach of contract are severe; an entire company can go bankrupt overnight if they…
Visa requires at least some of their banking/prepaid partners to periodically upload customer data to an Acxiom FTP site. It's considered a "compliance" ask. Source: helped write a microservice for said FTP upload.