Ask HN: Ways to generate income when you're at home without pay?

386 points by throwawayt856 ↗ HN
One of my friends was working in call center. Now due to stay at home orders, he's been asked to stay home without any pay.

Please suggest some ways to generate income.

295 comments

[ 3.0 ms ] story [ 268 ms ] thread
not stay at home but donate plasma. upwork probably is another avenue.
You should not be getting downvoted for this. Where I live, our plasma center is offering $450 per month because supply is so low right now. I've heard it can be as high as $600 per month for new donors.

I feel that it's maybe morally questionable to donate during the lockdown, but, my city has allowed bars and gyms to reopen. So that sentiment is probably no longer true at this point. I do live in a relatively sparsely populated area though. People in major cities might consider waiting a few more weeks or months.

Why would it be "morally questionable" to donate plasma during lockdown?
> I feel that it's maybe morally questionable to donate during the lockdown

The US blood supply system is well regulated and has survived lots of other health risks. The behavior+history+medical questionnaire and health screening go a long way towards mitigating blood-borne contamination (and risks to the donors and donation staff). Then they test a percentage of blood donation specimens before they are distributed to recipients. They demand that you contact the donation organization if you turn up sick after the donation (I ended up donating with a food-sickness late last year and had my donation unit destroyed after I notified the hospital)

I personally donate frequently. Only about 10% of eligible people donate. I feel it's "maybe morally questionable" to not donate (so long as you feel healthy and honestly follow the donation guidelines) if you can but never do.

If by "morally questionable" you were weighing the desperation of unemployment + the payment for donation, I could maybe agree with that a little bit.

> I feel that it's maybe morally questionable to donate during the lockdown

There hasn't been much about covid-19 spreading by blood, and I assume places buying plasma use masks and distancing, so it's likely pretty low-risk on both ends.

If we do find that covid-19 can spread through blood, the likelihood the donor has an active case is low. Most people who need plasma products don't need them for fun, so even if there's a risk, the benefits probably outweigh it in those cases.

Pretty wide open question. I recommend that whatever creative leanings your friend has, to focus on them. Do what you love and produce something of value, then try to sell it.
And make sure you do try to sell it. https://theoatmeal.com/comics/creativity_business
Thanks, I just discovered a wonderful cartoonist. A joy to read those illustrated thoughts full of creativity and humor.

Particularly like his honesty, exposing his vulnerabilities in a way we can only laugh, and reflect on it ourselves.

Whether you're an artist, an entrepreneur or aspire to improve yourself, you certainly can relate to his work and self-reflections.

What country, what skills, how desparate
DoorDash, GrubHub, Uber Eats, and the like make pretty decent money. About $7 per order before tip and in a busy area you might be able to snag two or three orders going the same direction making the $/hr a little better.

It's basically the definition of not great money but it's not very difficult, not physically straining, and you don't have to interview or whatever for it.

Grocery stores in my area are also hiring constantly right now. I assume the demand will flatten eventually but for now they're just taking people on with zero fanfare. Again, not good money, the work is physically harder, and you'll have to take shifts but it's a job you can get in a few days.

> it's not very difficult, not physically straining

eh ... I've never been a driver, but I kinda doubt this right now. A Chicago driver just ran over this women:

https://chicago.suntimes.com/crime/2020/5/16/21261241/ms-ts-...

We don't know the full story as the video starts with her blocking his car. He shouldn't have run her over obviously. There's no excuse for that. But if he's operating on very small margins, he may have been frustrated they were moving slowly. He allegedly kicked their door, they wouldn't let him in, and then he was just going to dive off. They then blocked his car waiting for the police. The guy turned himself in, so if we give him the benefit of the doubt, it might have been stress rage. He's probably going to serve several months for assault.

People are on edge right now. A lot of companies are profiting and also screwing everyone over they can. You can be a delivery driver, but be aware it might be a very short term gain, and may not cover the cost of maintenance/operation of your vehicle in the long term.

Or, some people are just assholes. I find it very odd to read a comment here basically defending the driver - they were obviously going to call the police as soon as you started committing property damage to their store.
I'm not defending the driver. We also don't know what the 'property damage' was ... maybe he just kicked the door in frustration. He should go to jail, but the underlying thing I'm getting at is that EVERYONE IS ON EDGE.

This whole thing has made humanity more scared and dumb than anything. People are worried about their jobs, paying bills, etc. I don't think what this drive did was right, but there is a whole context being lost as to what led to this point.

This seems like the very definition of play stupid games, win stupid prizes... Obviously I have zero capability to make a morality judgement here. But I do know that the 2-ton hunk of metal with hundreds of horsepower and foot-pounds of torque is going to win that physical fight every day. Just take the damn license plate number, get out physically unscathed, and let the police do their job.
I watch some YouTube channels of delivery people (usually on bikes) just out of curiosity.

Most of them do it only part-time and see it as a work-out gamification. Looks like during the pandemic many restaurants also closed delivery options and the orders dropped according to some YouTubers in the UK.

The most important aspect: It does not scale. It's very hard to earn a living outside of the "surge pricing" rush hours.

In some regions "surge pricing" is not available or delivery platforms require full time with a fixed but low salary (e.g. in Germany).

Here's a list of YouTubers doing bike deliveries:

- Chicago, IL (US) https://www.youtube.com/channel/UC4hE0AhisGkRscjxSMudn-Q/vid...

- London (UK) https://www.youtube.com/channel/UCruD32HAzsb9UN4KpOcSxZg/vid...

- Los Angeles, CA (US) https://www.youtube.com/user/impulsivewilliam/videos

- Bristol (UK) https://www.youtube.com/channel/UCZOtaF2WKa0wNysH4ZRH8-w/vid...

I think the bike delivery labor market is super different from the delivery driver market. You are much more likely to find people "gamifying" it as bikers than as drivers.
Is it? According to the videos, they outperform delivery drivers bound to cars. Sure, with a car you can easily work in rain, cold, long distance deliveries. But usually it does not pay out to commit full time or to a specific, expensive vehicle.

If one does plan to deliver (bulky) non time-critical items, payment drops significantly (almost no tips, fixed fee for each parcel).

Are most uber eats drivers buying cars in order to drive uber? That was not my understanding.
No, but they are reducing the useful life of their cars by using it more than "normal", which will lead to them buying another car normal than if they were not doing Uber.
The vast majority almost certainly do not buy a car just for delivery-gig work, but they are still putting a lot of wear on their vehicles. It's still important to be conscious of those costs and they should be factored in, even if the the car was boughtfor some other reason.
For Uber 'transit' drivers, anecdotally people bought cars just for uber. My neighbor bought a Toyota Corolla as a 2nd car for Uber, and drove that car for uber and ride-sharing exclusively for 200K+ miles in Bay Area, 200+ miles/night for years. Exclusive use for ride-sharing simplified business expense tax deduction.
They wear it down and they need to "make it up on volume" (they don't).

As I wrote earlier, payment is not linear. It depends on the region, day and time. One can make a lot of money in 1-2 hours on some evening, but also sit idle for another 8 hrs in a parked car waiting for another order. (to my knowledge, one has to be booked into the uber eats app all the time and broadcasting the current location. So one is encouraged to still hunt/stay next to interesting restaurants, usually big chain stores like Mc Donalds, Starbucks. IMHO it's not a plausible add-on business for regular Uber/taxi drivers or other gig economy jobs like harvesting electric scooters)

Let's say one can make 40$ in 1 hour but 50$ in 9 hours.

The one profitable hour is probably within the evening rush hour, lot of traffic, down-town, short distances. 0 parking lots.

The other 8 hours are past midnight, in the morning or between noon and evening. Longer distances (=>less drivers, less orders => bigger coverage => no surge pricing).

Overhead costs stay the same.

IMO, there is a reason these delivery / driver services have extremely high turnover. While the hourly seems decent, you lose your ass in car maintenance, gas, and insurance. The wear and tear you put on a car driving around town all day doing short trips is quite high. That cost can often not show up for months, until it comes time for something like an early brake job. Then half your month's pay is just gone with a $1200 bill. I suppose that you can just put off that oil change and transmission service a bit longer in order to help pay for the brakes.
If you’re the hustling type, learn to do your own brake replacement. That’s usually under $200 in parts for pads and rotors for front or rear and it’s an easy 90-180 minute task requiring maybe a $100 tool kit and $50 in jack stands. I budget 60-90 minutes and rarely run over, but I have a fast pump jack and air tools though I did them for years with hand tools and the jack that came with the car.

Though it seems daunting to go work on your brakes, I think it’s actually one of the easiest and highest RoI jobs you can do on your car. Saving $1000 (tax-free) is like working an extra 2 weeks in half an afternoon. Then, consider if you could be doing the same for your friends for $500 (you buy the parts), so you win and they win.

(This could be a direct option for your call center friend of course.)

Offer not valid during COVID but I’ve offered people to come to my driveway and they change their brakes while I watch and guide as needed. It’s puzzling but I’ve seen only about 1/4 of people keep doing it after I show them how, how easy, and how fast it is.

None of those suggestions are compatible with "stay at home" for real.

I'm assuming we all understand that "stay at home" really means "don't go to your regular job, but essential services such as food delivery and grocery store assistant are allowed".

But quite a lot of people are being told to stay at home for real, or advised to, on grounds of health risk or risk to someone else in their household. That excludes all of those out-of-home jobs.

What can people in the latter group do for emergency money?

Tutoring via Skype. Many people are willing to pay for a private tutor to learn a language, guitar, graphics design, etc.
Teach english, cambly
This is probably excellent, and undervalued, advice.

I wonder what fraction of potential English learners can afford $20+ per hour... (Right now that won't beat the unemployment payout here in the States, BTW.)

Looking into Affiliate Marketing. There are tons of programs to choose from. You just need to learn how to drive some traffic. Check some Youtube videos on how to drive both free and paid traffic. Affiliate can earn anywhere between $300/month to up to $10,000/month if you're good. There are of course some Super Affiliates that do $30,0000-$100,000/month but their methods are a secret.
Oh right yes. Be sure to buy their aggressively advertised book and tutorial videos!
> Affiliate can earn anywhere between $300/month to up to $10,000/month if you're good.

No, the bottom bound is $0. Actually, worse than that, as a lot of these programs are scammy "buy my guide to making money" bullshit that'll leave you in the red.

Get rid of old stuff on ebay/cl/fb marketplace. Or buy stuff from ebay/cl/fb marketplace and sell on Amazon.

and plugging a friend: https://www.flipmine.com/ scrapes arbitrage opportunities b/w ebay and amazon.

Flipmine is an incredible tool our mutual friend has built!
(comment deleted)
Word of warning on Ebay tho, and this comes from someone who's been flipping stuff there for 20 years: There's a hold on your funds for around 21 days, depending on how fast the item is shipped out, and registered as delivered (hint: Always use tracked shipping)

Second, there's a limit on how much you can list / sell as a beginner. So don't count on being able to liquidate collections or extra stuff in a flash.

And third, Ebay is incredibly biased towards buyers - so if you're looking to sell something very expensive, try local first - where you can get cash in hand. I've lost thousands of dollars on Ebay as a seller, even though I've followed every step to secure myself.

But other than that - it's a very hard place to beat if you're looking to sell something. I'm selling on a TON of channels, but it's really hard to beat Ebay for actually getting stuff sold.

Also: Ebay takes 10%, paypal takes 4%. Shipping and tax aren't free either.

If you sell something expensive, ebay will usually give you a "5 listings with halved or waived final value fees" a few weeks later. Strategize accordingly.

Furthermore, that ebay 10% cut is not taken off the top, it's applied to a monthly invoice, so that's important to remember.
Ebay does not offer 10% of value. Other than because they're basically a monopoly, I'm surprised no one's been able to undercut them.
The best way to make money in this way is by finding items that have been incorrectly listed (and thus undervalued) and listing them with better keywords, accurate information etc.

The tricky part is finding those listings in the first place because they will often be at the bottom of many searches due to poor relevance. Searching by "ending soonest" on eBay can bring up many hidden treasures.

You then need to have a good idea of the market rate of what you are selling and factor in a healthy margin: postage costs and handling time can add up quickly.

There used to be a browser extension that would search common misspellings of things on eBay to find undervalued items. “Kat Spade” instead of “Kate Spade”, for example. I built quite a collection of shoes and handbags with this method in college.

But I’m sure eBay’s search has gotten better at delivering misspelled listing in results over the past decade so perhaps it’s not as useful as I remember it being.

Was it fat fingers by any chance?
Interesting recommendation of flipmine.

I buy in to the idea of what they're selling - used goods arbitrage - they're just selling another form of a "get rich scheme". Follow the money.

If this niche were so great then the proprietors would keep this software platform to themselves to identify the opportunities and perform the work. Instead, they "offer" you the opportunity while they take in a $39 monthly fee for their service.

That's my take on almost the entire industry of "make money doing X, just use my service or take my course!" Bro, the real money is conning these suckers.

A fool and his money will soon part ways.

Absolutely agree. You might make a couple bucks here and there, but the Flipmine guy is guaranteed $39/month from you. That's where the real action is.
Lots of companies do keep their arbitrage tools secret.

There is a much greater efficiency in operating a SaaS over a full-fledged business, since the SaaS has almost 0 marginal costs, so every additional $39/mo requires nearly no work.

In contrast, generating $39 in profits through arbitrage requires at least some work and has risk. If you buy a product and sell it to a person who gets a refund, then you lost money.

I mean SaaS probably requires a lot less time... and scales a bit more than doing it as a business.
Exactly! So you should start a SaaS company and get the hell away from spending monthly fees to find your next time consuming manual sale.
The point is, not everyone can start a SaaS company (like, as in OP's example, you are a call center employee). Just because you can't create the same high-ROI software business does not mean that the software being sold is a scam/worthless.
I tend to agree, but I'm not sure that the buyers are suckers. Technically the people who sell pickaxes to gold miners are in way better shape than the gold mine owners. But we can't have 100% pickaxe salesman, someone actually has to mine the gold.
Has your friend applied for unemployment? He should be eligible...
The best way to start generating income is to change your mindset.

Instead of asking other people, all of whom have found their own specialized niche that will never be applicable to anyone else, step away from the computer and look around.

Just in the past week I have heard from so many friends that are looking for good people. They never post stuff on job sites - it's way more trouble than its worth. They ask around.

Get outside and talk to people in your community. Call friends, call relatives. Volunteer your time. There's an abundance of opportunity right now in this churn - make it happen!

> Get outside and talk to people in your community.

Not sure if that's the best advice given the present situation...

Network within a field you're interested in. That is much more efficient than talking to random people. ... by probably two orders of magnitude.
Asking on HN is the same (or better, given audience size) as looking around and talking to people.

It’s also not helpful to say “there’s an abundance of opportunity” without any examples.

It's not the same, because HN users don't have local knowledge. People here mention landscaping, but that wouldn't make much sense where I live, for example (lawns are relatively rare). Locality is a crucial factor in the labour market.
If he or she has good sewing skills, making masks and selling them on Etsy.
Like 10000000000 other people there.
Day trading
Please don't.
It’s in all seriousness is a day trading market right now
It might be a good time for day trading, but it's probably not the kind of stable, safe income that an unemployed person needs.
I agree. A person in a dire economic situation should only day trade as much as they can afford to lose. Which might be $0.
you have to have $25K right to be able to do this? (day trade)
You can day trade futures with any account size as long as you can meet the margin requirements of your broker.

It is a really bad suggestion for this thread, futures trading is hard and emotionally taxing and most people lose money.

> as long as you can meet the margin requirements of your broker

I see thanks for the info

In this market over the last two months, that's how I've made more money than I have in the entire last 3-4 years combined.

Crazy. ...but that opportunity is probably overish.

Also, "day" trading is usually bad - buying the dip and selling the excitement on a week/month basis takes much less time and is much safer.

I don’t think so. I don’t see how the Fed can do anything about demand or a second virus wave or delay in vaccine. The market is pricing in a perfect recovery. Will likely be a decent short opportunity soon.
I disagree. The Fed is printing so much money that you have to remember that all those stocks are priced in now diluted dollars.

The worst thing you can do is keep your money in cash. When inflation kicks in, the companies will raise their product prices, and their stocks will inflate accordingly. Meanwhile the purchasing power of your savings will dwindle.

This is also why real estate is going up despite the pandemic.

What about precious metals?
Call options I guess? I endeavored to just buy stock during the dip for unfairly devalued blue chips but not impressed with my return.
You mind sharing a couple of your big wins?

How many trades a day were you actually making?

Depending what he was doing in call center and if he wants to keep his current job or is open to find a new job, he might be able to find a job for a company that hire people remotely. He can even look for this kind of job internationally. Some industries have been hit quite hard, but some others have seen increase of activity (i'm thinking in the saas world, mainly tools that are being use for remote working, but i'm sure there's other industries as well)
Learn programming while doing something like Uber, Lyft, DoorDash, etc. delivery in the mean time. Then start applying for roles.
Unless you really need the money, your best investment is putting 100% of your time into learning new skills.
This but keep in mind that "selling our skills" is also a skill of its own.
That can't be true. If you spent all of your time developing new skills you wouldn't have any time to capitalize on them. You are likely better off conquering a niche.
I mean temporarily during this lockdown - not indefinitely.
This wont generate income now. It's super hard to invest your time on learning things when your budget is tied and your job perspective is "vague".
What do you think the market is right now for totally green engineers?
"Learn to program"

People are still repeating this meme?

But seriously while Uber and other companies are laying off thousands it's probably one of the worst times to try to enter the market as a new SWE.

No, it's not.One won't enter the market today,as it'd take 6-12 month to get to the point where you know the basics. Such a person wouldn't be competing with those from Uber,as the level of seniority is completely different. 100% junior dev jobs may be hard to come across over the upcoming months, however there are tons of jobs out there that would absolutely benefit from having someone who can write even basic scripts.
It seems that a lot of people are starting OnlyFans accounts...
that's interesting right, so much free stuff what compels you to pay, idk. there's that psychology too of being "closer" knowing someone eg. watching twitch or whatever... oh well glad I did not get sucked into that, though I'm not a social success myself
(comment deleted)
With daycares closed, there are a lot of people working from home and trying to watch their kids at the same time. You'd need to sort out with them (and any housemates) about what level of contact to have outside your (now expanded) bubble, but people need childcare badly.
Outschool does something similar and seems like it can make you some money.
My wife, who is out of work, is providing emergency childcare to some friends of ours for $20/hr. People are really desperate for this and I'm sure she could make more if she wasn't just doing it as a favor for our friends.
If you do something for a friend ... and take money, is it really fair to call it a favour?
If it’s below market rate; sure, why not?
Is $20/hour below the market rate in U.S.?
It feels above-market to me, but it probably depends on the number of kids and where you are. We're paying $17/hour for daytime child care for one two-year-old in the north Atlanta suburbs. We've historically paid evening "date night" babysitters $60 for 4-5 hours, so $12-15 an hour, but that's an easier job because the kid's asleep a big portion of the time.
I don’t know, but the US is a huge country with some very poor parts and some very rich parts. It wouldn’t surprise me if it was below market rate in Silicon Valley.
Here's a survey from urbansitter.com: https://blog.urbansitter.com/2019-babysitting-rates/

$20 seems to be above-market everywhere for one kid, and everywhere except SF and NY for two kids. But it wouldn't surprise me if there's finer-grained variation - sitters probably cost more in the richer parts of a metro area than in the poorer parts of the same metro area.

Most data on the market rate predates the pandemic. Right now there is basically no childcare available.
She was going to do it for free but they insisted on paying her.
If it isn't their profession/field and they don't need the money either way. Yeah I would still consider it a favor.

I pay the people who house sit and watch my pets, I still consider it a favor in addition to paying them.

I’m not sure how it’s compared with market rate but friends are usually more trustable or at least making people feel that way.
Daycare may require state certification (just beware).

With so many kids homeschooled, tutoring the last couple of months was probably a gold mine. Many parents run into a hard wall with respect to math and science and can no longer help their kids.

Watching the kids of a single family is being a nanny, not a daycare, and at least in the US doesn't require a license or certification.
I would guess this varies by state. (IANAL.)
What state do you think does? High-regulation states like MA and CA don't, and it would very much surprise me if others did. (I'm also not a lawyer.)
Sorry, I was unclear. I was guessing that low-regulation states might allow watching the kids of more than one family.
Watching their kids at their house is being a nanny. You only mentioned people need childcare. Having kids dropped off at your house requires at least registration in Texas, and if it's 4-6, requires certification.
That also comes with a huge amount of liability.
Seconding this. When our day care closed we originally sent our 2-year-old to her grandparents; when they couldn't take it any more (she can be a handful!) we brought her back. Since her teachers from day care were also out of work we called the one she gets along with best, and that's working splendidly. Unfortunately this costs more than day care, but we're spending less normally just because there aren't as many opportunities to spend money, so it's okay.

Licensing might be an issue, as some people have mentioned. More importantly, though, I wouldn't trust my kid to someone who doesn't have experience with kids. So this may or may not be an option for your friend.

Childcare is a great answer. We pay our baby sitter $120/day, and we treat her like royalty because she’s good it at and she actually has a great hourly rate for the area ($15/hr).

It’s working out really well for everyone involved. We may just keep her on even when daycare opens back up.

Wow that’s a lot of money, where I’m from I see the cost for full time nanny at like $450 per _month_ (plus meals).
Learn a skill that can be used to get a higher paying job once a vaccine is found.
If you can buy and sell bikes over the next few months I think you'll make some extra money. Right now they are becoming really hard to get with orders taking 2 - 3 months where I'm based.
I had my bike stolen recently so this hits me hard.
Dang sorry to hear that. It's rampant in some places, where I live it's not uncommon to see thiefs brazenly using an angle grinder, in the middle of the day in a crowded place, to remove bike locks.
Any idea why this is?
I think demand is up as people are planning to travel by bike rather than public transport.
I find this to be bizarre since bikes don't really go bad or wear out, from over the last 40 years there should be thousands of surplus bikes on the market.
Yes I think it may only be new bike that are harder to get right now. The second hand market may be better.
Day trading futures (and developing the required mindset).
No. Seriously not. Daytrading is not a job for 99% of all. Even if you survive the first years, your risk management will also affect your "income". If you get greedy, your losses will break your neck. It's not something you can quantify like a "real" income you can count on.

I trade S&P500 futures sometimes. It's fun when the markets go slowly up all the time or if there is a sharp drop. In all other times you'll probably lose a lot of money.

(comment deleted)
content generation. you have no idea how many marketing companies need content writers for their clients. typically you can make between $5-$25 an article with an article being 300-2000. most articles don't have to be great, they just want articles written for a specific keyword.
I started a little economics experiment on Fiverr a few months ago (to try to figure out how much the market is willing to pay for a native English speaker with technical knowledge) and I've had a surprising amount of success at the $0.05/word pricepoint. When you charge a little more, the worst of the worst buyers are scared away by the price.
What keywords should I search for on Fiverr to see examples/how this service is marketed?
I don’t need this myself, but know someone who does. Do you have any pointers to companies or how to get started?
1. Teach English by video to children overseas.

2. Get a remote call centre job.

3. The DoorDashes and Uber Eats of the world are doing tremendous business right now, as is Amazon (and they have the Flex delivery service). Instacart was also hiring some 300,000 people.

4. If your friend is the creative or innovative type, there are a ton of competitions being hosted by various companies. You enter enough and the income can be somewhat reliable. This is my own personal niche.

5. Freelance writing. Even with the downturn, there seems to be a decent number of businesses with blogs wanting guest articles.

Isn't freelance writing a saturated market even at the best of times?
I have only done a bit of it in technology and innovation, so not sure beyond those categories.
What kind of competitions?
Ideation, graphic design with innovation, and engineering are the ones I do.

Check out Mindsumo.com, Eyeka.com and herox.com

Where do you go to look for freelance writers?
Teaching Chinese kids is a pretty huge market, I’m not sure which company to recommend tho.
> The DoorDashes and Uber Eats of the world are doing tremendous business right now, as is Amazon (and they have the Flex delivery service). Instacart was also hiring some 300,000 people.

If I needed cash in a hurry I'd probably do Instacart. I've browsed their subreddit - some shoppers are making $250-300 a day delivering groceries right now. If you can successfully cherry-pick those big Costco orders you'll typically get a $25-50 tip, in addition to delivery fees.

During this pandemic our household is ordering about $300-400 of Costco a week, since we're cooking everything at home, and tipping an Instacart delivery person $40-50 seems like a good tradeoff to avoid having to risk getting Covid-19 in a store.

Of course, the reason this is so high right now is that it is essentially hazard pay. You're putting yourself at risk of getting sick so others don't have to. Provided you are not high risk (<50 years old, no pre-existing health conditions) this might be an acceptable risk.

Unless you're desperate for cash, the most effective way to raise your income level is to learn a new skill while updating your resume and networking in that field.

Position yourself for the post-pandemic economy. ie. tech.

Any recommendations for someone with a background in logic controls and light IT (industrial background)? What is actually worth investing your time in?
iOT, networking, cisco certified anything (resume builder).
Data science and AI/Machine Learning.

Your background would help you get into the field.

Just offhand, that sounds like a good start to being a datacenter tech. Learn how to handle all the power equipment, HVAC, racking and stacking, cabling, etc.
Check out sites like Lionbridge or whatever, where you can do online tasks (registering maps, transcribing stuff, etc.) - they do pay a legit salary, even though the work can be really boring.

It's basically like a bit more exciting and better paying version of Mechanical Turk.

Other than that...help out HS and College kids with homework? I'm on a lot of homework help forums, as I like teaching math, and there's been an explosion in demand for skype teachers etc.

Cant beat online "tutoring". Schoolsolver.com, chegg.com, etc. These sites are booming right now.