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How is this a danger to "democracy?" The centralization of payment processing under a surveillance-friendly network that can debank people for socially unacceptable behavior was never on any ballot. Instead, surveillance capability is a regulatory requirement promulgated by governments that despise privacy, regardless of which party holds office. The mistake here is in thinking that there's "democracy" left to save.
> The mistake here is in thinking that there's "democracy" left to save.

There is no democracy, never has been, it is an illusion of choice maintained by the oligarchs to keep people motivated just to get exploited more by whoever wins their next ballot.

I don't care about DVs

The only thing that endangers freedom here is the fact that there are centralized payment processors in the first place.

There's an existing cure for that particular disease: Bitcoin.

People seem to forget that most countries aren’t down with “adult content.” Japan famously has censorship; while it’s outright illegal and censored online in India, Russia, China, and no shortage of other countries. It’s illegal on both sides of conflicts - like Russia and Ukraine (possession in Ukraine by itself is grounds for up to 3 years in prison). Some countries like Australia permit it, but “extreme” content (aka anything not “vanilla”) is technically illegal regardless of the age of the viewer. This is also not necessarily based on religion: China is officially atheist, Vietnam is as well, but both will put you in prison for importing it. Ironically, it is post-Christian countries that are most tolerant.

From the global stage, America is not some overly puritanical country while everyone else goes along without religious purity concerns. The big view is that the majority of countries censor it or ban it, even democratic ones, with no religious motive required. The Western world is the exception, but that’s changing in the UK, Australia, and now the US with age gating, payment processor refusal, or other restrictions.

We just had a thread on this; probably don't need to recycle 2024 stories for it.

https://news.ycombinator.com/item?id=44606184

Each country central bank should have its own national payment processing system. Why is this not a thing? Spain has Bizum, for example.
I don't buy that the attack on Steam was just some Australian cult activist groups. This isn't one off event anyway. They're just a distraction.

What's urgently needed is payment neutrality, like net neutrality. It's absurd that the net was discussed more heavily and way earlier than cash.

No.

Democracy is endangered by the fact that the government likes to use payment processors to stomp on stuff near the edges.

The dogs on the right rallies around when the government tries to pressure gunmakers, the cats on the left don't rally around such threats very well.

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You will have better luck getting people to adopt Monero than to get legislatures to pass payment neutrality. Same with enforcement. The trend in Western democracies is less freedom, more control, more surveillance etc.

Mind you, both odds are negligible.

The same payment companies are very happy to take payments on porn sites. This manufactured outrage makes no sense. It's scary what a rather small activist group can accomplish.
Other's have said this but it isn't a moral crusade by the payment processors', but rather their capitulation to various moralizing advocacy groups.
A handful of US companies take a cut from nearly every payment on the planet, and now they’re caving to pressure from Twitter mobs and puritan lobbies, censoring global content just to avoid upsetting shareholders.

Visa and Mastercard haven’t brought anything new in years. Their infrastructure still dominates out of habit, not merit. Meanwhile, alternatives like stablecoins and European systems like EPI or the digital euro are gaining ground.

Their boldness is honestly surprising, especially now that real competition is finally emerging.

Let's remember that there is no real "democracy" out there, activism and strikes are declared illegal/terrorism/threat in Europe and North America when it crosses the boundaries of the elite oligarchs.

US rail strikes, Canada truckers strikes, anti-genocide protests, anti-deportation protests, etc..

Online crackdown on journalism under the pretext of "graphic" content is an everyday occurrence.

So talking about ban on adult content in that context is naive at best.

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