> NEW YORK – MCP Dev Summit North America – April 2, 2026 – The Linux Foundation, the nonprofit organization enabling mass innovation through open source, today announced it is launching the x402 Foundation with the contribution of the x402 protocol from Coinbase. The new Foundation will serve as the neutral home for x402, a universal standard for payments that embeds payments directly into web interactions, enabling AI agents, APIs, and apps to transact value as seamlessly as they exchange data.
Apparently I missed this initiative. It seems like it is a technology that is intended to be open an universal while also being supported and developed primarily by US companies (Linux Foundation, Coinbase, CloudFlare.)
Am I understanding this correct in that you can basically automate monetizing your web/api content to everyone or just agents ? Because I would be very much in support of charging agents per request, but I would want to still offer humans a free experience.
I’m a PM on the team that is building this. We want to offer a range of options, from charging everyone to charging unverified bots to simply charging users who exceed rate limits. We don’t want to add a dependency on a particular detection mechanism, but we do want to offer a variety of choices depending on how people want to filter.
Feel free to email me at (my username)@(my company) with feature requests or feedback!
I am not a fan of the growing trend that Cloudflare is the gatekeeper of the internet. Personally I will never support this company, or firewall any of my websites behind it.
I recently had to build a system to drop inbound traffic originating from cloudflare ASNs to prevent bad actors using WARP proxies, no legitimate cloudflare traffic usecases for anything inbound.
Getting increasingly sick of cloudflare.
I might be in the minority here, but although x402 sounds useful, it seems to me that adoption will be an uphill struggle, especially for per-request micropayments.
The most likely scenario is Stripe, or someone similar, creating an agentic API connected to the agent owner linked account or something along those lines. I am not sure how this would work with 3DS, or whether it would be acceptable at all, since these kinds of transactions could be disputed easily ("I did not make the purchase, my rogue agent did.")
Another way to handle payments on the internet is obviously not to reinvent the wheel and simply email a payment link to the owner. That seems simple enough to me and does not require additional infrastructure. Payment processed, mint a key, the agent is allowed to proceed.
People are already being conditioned into micropayments via LLm token pricing.
I presume the primary payment method on these 402 sites will be via LLM agents so reading a page via an AI agent will just cost a little more in tokens than the LLM making it all up.
All for this. Micropayments have been tried so many times before, but they all relied on user opt-in and never reached any sort of critical mass. Someone of Cloudflare's scale could actually pull it off.
Can you please stop fulminating and posting flamebait and/or unsubstantive comments to HN threads? All of that is against the guidelines and you have unfortunately been doing them repeatedly.
> This is what we are building toward: an agent-first Internet with Internet-scale settlement built in.
Ah yes, the starry-eyed dream of early web pioneers is finally upon us: a soulless internet filled with soulless agents and microtransactions!
But in all seriousness, it's hard to deny that the attention-based model that has propelled the web forward for the last 30 years is somewhat falling apart. And I don't have, nor have I come across, any meaningful solutions that could realistically work better. So maybe it's just time we turn off this 'internet' thing and call it a day.
The focus of this seems to be entirely AI agents, but I wonder if there's a future where browsers implement this and us humans can finally get micropayments in the web. It's been tried unsuccessfully many times but always falls prey to the chicken-and-egg problem. Maybe the AI hype will finally give it the push it needs for widespread deployment.
Yes! I’m a PM on the team that is building this. We want this to work equally well for human payments or agent payments. Low friction micropayments are the problem to solve, but once solved, it can work for either segment.
Feel free to email me at (my username)@(my company) with ideas or suggestions here!
Presumably, like their captchas, this will completely break things like ad blockers, browsers with strict cookie policies, and probably things without hardware attestation.
Unless there's a privacy-preserving way this can be used to send money, then it's just another chunk of the surveillance state that's being rapidly erected over the last few years. The word "privacy" does not appear once in the article.
Even if it did, I'd be skeptical. If their payment system does allow money to be sent in a privacy and free speech preserving way, then it'll be used for money laundering.
This whole "agents bad" framing is complete BS. It's the reality of how people use the internet now, and, frankly, ad blockers have been a thing since forever. On the other hand, if successful, this infrastructure will give Cloudflare centralized control over internet publishing and also centralized surveillance of all users with no opt out.
Piracy is looking better and better. So does the small web. Come to think of it, the library does too. Any good solutions for non-destructively scanning books?
I hear ya! But technically http status 402 has set that expectation of micropayments at the http level for quite a long time (see https://en.wikipedia.org/wiki/List_of_HTTP_status_codes#402) ...but little to no one has done much of anything with it...and so now, this foundation and cloudflare seem to be doing something with it. Whether it will be good or not of course remains to be seen. So, not a new concept, merely a new implementation.
Micropayments have always suffered from an early adopter problem because it’s difficult to convince ordinary users to pay for web pages. But if a big company, perhaps one of the AI labs, started paying websites using this system then it might bootstrap the system?
I think the difficult part is that LLMs are gullible and it will absolutely be gamed if any real money can be made this way.
It would be nice if this became a viable alternative to paywalls, though.
The upside of using this is that AI shops might pay you for your content. Realistically, they just won't use your content, there is more than enough free (or synthetic) data out there. Not even to mention their contracts with firms like Mercor etc.
I guess I don't understand who this is for. If you want your worldview reflected in the latest generations of models, you probably wouldn't use this. If you don't want your worldview reflected in the models, why would a few pennies change your mind?
I'm going to poke at a downstream consequence here.
Lets say this catches on (in some form or another, whether in this precise implementation or not).
So assume we have a world where resources can be gated by a payment wall that agents can interact with.
I'm also assuming that world continues to have agents that are majority hosted and run by 3rd parties (ex - google/anthropic/openai/xai/etc).
---
At what point can I sue these companies for obviously failing to act in my interests?
Because that's the clear next step here.
Basically - where is the fiduciary duty that I would require for a real working relationship?
Because otherwise these agents can and will prefer to access payment gated resources that have financial relationships with their operators or developers.
Wait, what? That makes no more sense than suing Walmart or Costco for having preferred suppliers. If you don’t trust Walmart’s buyers to buy groceries for you then you can shop somewhere else. Similarly here.
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[ 3.0 ms ] story [ 67.2 ms ] threadApparently I missed this initiative. It seems like it is a technology that is intended to be open an universal while also being supported and developed primarily by US companies (Linux Foundation, Coinbase, CloudFlare.)
Feel free to email me at (my username)@(my company) with feature requests or feedback!
This could also make abusing use / DDoS attack very costly
Stablecoins doesn't make sense here and prefer not to use crypto at all.
I expect much more of this type of thing going forward.
If this catches on and is widespread, the internet as we know it will be completely dead.
No, I don't want to pay for links I click on, ever. Sorry.
The most likely scenario is Stripe, or someone similar, creating an agentic API connected to the agent owner linked account or something along those lines. I am not sure how this would work with 3DS, or whether it would be acceptable at all, since these kinds of transactions could be disputed easily ("I did not make the purchase, my rogue agent did.")
Another way to handle payments on the internet is obviously not to reinvent the wheel and simply email a payment link to the owner. That seems simple enough to me and does not require additional infrastructure. Payment processed, mint a key, the agent is allowed to proceed.
I presume the primary payment method on these 402 sites will be via LLM agents so reading a page via an AI agent will just cost a little more in tokens than the LLM making it all up.
If you'd please review https://news.ycombinator.com/newsguidelines.html and stick to the rules when posting here, we'd appreciate it.
Ah yes, the starry-eyed dream of early web pioneers is finally upon us: a soulless internet filled with soulless agents and microtransactions!
But in all seriousness, it's hard to deny that the attention-based model that has propelled the web forward for the last 30 years is somewhat falling apart. And I don't have, nor have I come across, any meaningful solutions that could realistically work better. So maybe it's just time we turn off this 'internet' thing and call it a day.
Feel free to email me at (my username)@(my company) with ideas or suggestions here!
Unless there's a privacy-preserving way this can be used to send money, then it's just another chunk of the surveillance state that's being rapidly erected over the last few years. The word "privacy" does not appear once in the article.
Even if it did, I'd be skeptical. If their payment system does allow money to be sent in a privacy and free speech preserving way, then it'll be used for money laundering.
This whole "agents bad" framing is complete BS. It's the reality of how people use the internet now, and, frankly, ad blockers have been a thing since forever. On the other hand, if successful, this infrastructure will give Cloudflare centralized control over internet publishing and also centralized surveillance of all users with no opt out.
Piracy is looking better and better. So does the small web. Come to think of it, the library does too. Any good solutions for non-destructively scanning books?
I think the difficult part is that LLMs are gullible and it will absolutely be gamed if any real money can be made this way.
It would be nice if this became a viable alternative to paywalls, though.
I guess I don't understand who this is for. If you want your worldview reflected in the latest generations of models, you probably wouldn't use this. If you don't want your worldview reflected in the models, why would a few pennies change your mind?
Lets say this catches on (in some form or another, whether in this precise implementation or not).
So assume we have a world where resources can be gated by a payment wall that agents can interact with.
I'm also assuming that world continues to have agents that are majority hosted and run by 3rd parties (ex - google/anthropic/openai/xai/etc).
---
At what point can I sue these companies for obviously failing to act in my interests?
Because that's the clear next step here.
Basically - where is the fiduciary duty that I would require for a real working relationship?
Because otherwise these agents can and will prefer to access payment gated resources that have financial relationships with their operators or developers.
In the future, an AGEnt will attest that you are old enough to access the resource.