Wero is a European wide payment system. In the Netherlands it replaces iDeal, which has been the (almost) universal payment method for webshops in the Netherlands. In not all European countries such payment systems are used as widespread as in the Netherlands. Wero is actually a payment broker as it usually connects with the payment system (often a banking app) of your choice.
> Wero is actually a payment broker as it usually connects with the payment system (often a banking app) of your choice.
Except you don't have a choice. It's not like iDeal where you can just use your bank's regular login method to pay; this requires making a big tech account to download some app where maybe it then works if it likes your device. IDeal always worked in a browser. Why change a running system with a less-compatible one?
> It's not like iDeal where you can just use your bank's regular login method to pay; this requires making a big tech account to download some app where maybe it then works if it likes your device.
But your bank needs to be in Germany, Belgium, France, or "all of Europe". When you select the latter, my Dutch bank isn't shown
I also have a shared account in Germany, but paying with that doesn't work either. It shows an info page about what Wero is supposed to be, not a payment page. The page says I need to make a Google account and buy a compatible phone to download their software and try again
This is advertised as a replacement for iDeal, a Dutch system created by a collaboration of banks in 2005. It worked very simple on any device: (1) click pay, (2) select your bank, (3) you're redirected to your bank's website and use your normal online banking method to authenticate the transaction (chip+pin with an authenticator, the mobile app, whatever your bank offers), (4) the website redirects you back to the merchant
Wero seems to be like a payment request, except it hides the target IBAN and requires an app and only allows certain banks from a few countries (not EU-wide). What a leap forward from iDeal that just always worked in any browser and bank when the payment provider supports it
Can't wait for digital Euro, that will be a game changer. Offline transactions via NFC will leave no traceable record. The anonymity of cash with the convenience of contactless payments.
If Wero is executed well, I'll use it for sure in the meantime.
I don't understand the point, why you need special payment system when you have instant SEPA bank transfers with QR code with any bank? Slovakia made this mandatory recently, every shop must offer QR code payment, the don't have to provide card payment, but they must provide cashless QR code payment, pretty good idea, you can keep using your bank and EU doesn't need to rely on US card companies and there is no need for some 3rd party like Wero at all to come between your bank and shop bank, you send it directly from your account to shop account without middleman.
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[ 0.21 ms ] story [ 13.2 ms ] threadExcept you don't have a choice. It's not like iDeal where you can just use your bank's regular login method to pay; this requires making a big tech account to download some app where maybe it then works if it likes your device. IDeal always worked in a browser. Why change a running system with a less-compatible one?
in Belgium wero doesn't need any "big tech account" or whatever that means. it's natively build into banking apps , eg: https://www.kbc.be/retail/en/products/payments/self-banking/... https://www.bnpparibasfortis.be/en/public/individuals/daily-... etc
and since BNP is french, most likely for France peeps same (i)deal
I also have a shared account in Germany, but paying with that doesn't work either. It shows an info page about what Wero is supposed to be, not a payment page. The page says I need to make a Google account and buy a compatible phone to download their software and try again
This is advertised as a replacement for iDeal, a Dutch system created by a collaboration of banks in 2005. It worked very simple on any device: (1) click pay, (2) select your bank, (3) you're redirected to your bank's website and use your normal online banking method to authenticate the transaction (chip+pin with an authenticator, the mobile app, whatever your bank offers), (4) the website redirects you back to the merchant
Wero seems to be like a payment request, except it hides the target IBAN and requires an app and only allows certain banks from a few countries (not EU-wide). What a leap forward from iDeal that just always worked in any browser and bank when the payment provider supports it
If Wero is executed well, I'll use it for sure in the meantime.