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Good for OpenRouter. They have a great DevEx. The $7 billion is tad high, but Stripe can afford it.
What's good about their DevEx?
You create an account. Pay money. Get API key. Use API key.
But if you use any decent amount of tokens, it's probably worth saving the 15% by moving to the provider they're proxying.

And if it's not worth it, then are you spending enough where it even effects Openrouter's bottom line?

With enough devs playing with hobby projects I'm not doubting it's profitable, only that $7 billion seems way too high.

OR I can keep paying 15% markup till next month and then jump to newest / cheapest model with one-liner change instead of being locked to a model/provider.
Aren't they all the same api? Are you paying 15 % to change one line, and not, like, three?
Which model/provider locks like this, most of them use chatgpt style apis anyway.
That requires that you create accounts and separately manage each provider you want to use. OpenRouter removes that - if a new provider gets added, you can start using them immediately.
So, you’re paying 15% tax on all AI costs to avoid creating an account?
15%? Isn't the fee 5.5% with lower fees for enterprise customers?
Hint: It's not 15%. And there are many reasons, such as not having to keep up-to-date billing details in 70 providers, and not wasting money because most providers want you to prepay a balance that gets stuck in there if you switch to another provider.

It also has way better uptime than the underlying platforms, even for proprietary models like Claude. When Claude APIs are having issues, OpenRouter Claude still keeps working because they can route to AWS Bedrock instead of Anthropic etc. This effect is even bigger with open-weight models because they typically have 5-10 providers.

I manage our company's model spend and build tools around it.

The good thing about the developer experience is that it is dead simple to create keys that are time-bound, model restricted, and have budgets against them in an easy, programmatic way (also in bulk). Costs are guaranteed to be on par or lower than any model provider, so it's an easy sell to the finance department.

To look at it from the other side, Gemini is the absolute worse when it comes to key management. The labyrinth of actions that one has to navigate to generate budgeted keys for a team is not worth it and I still haven't figured out how to manage the keys at a granularity I need.

OpenAI and Anthropic both have what I would consider to be middling DevEx. Most things work, but only on their platform, and there are some weirdnesses, like the fact that anthropic disabled its admin API key creation, so you can't programmatically create keys against a budget.

I work on DevEx for OpenAI's API - I'd love to hear more about what we could be improving here!
Not OP, but you can't set a per api key limit in OpenAI Platform, you also can't really easily see spending going on per key, and its also in a far off page separate from the keys, really not easy to see what is going on with spend in real time.
You're supposedly worth a trillion dollars, can't you know... pay for your own market research rather than forcing the public to provide it for you? Is this what they seriously teach devs there?
God you're miserable. Damned if you do [engage with the community directly], damned if you don't.
You should pay the public if you want them to provide something valuable for you. I know Sam Altman is a leech but you should have some morals here.
> Gemini is the absolute worse when it comes to key management.

I saw another comment thread on this recently. What I gathered was they hid it in the Cloud Platform, so for those who jumped the cloud hoops already, maybe it's alright. (However when I read what Openrouter offers, as you just laid out, I feel Google can't hold a candle to Openrouter DevEx.)

However, if there's anyone who is aware, was there a brief point where getting a Gemini API key was simple (enough)? I'm asking because, in true Google fashion, the AI product went through a lot of changes.

Speaking for myself (I'm not the GP comment): The platform 'just works', has great reporting interface to help understand excatly what usage happened when, and integrates well with lots of different harnesses.
I am working on my own agent implementation (https://usehax.dev/), and I can praise OpenRouter for being seemingly the only provider endpoint that actually gives proper API for gathering available models and their capabilities (context length, image support, pricing, etc), reports exact routing details and total cost in the response, and provides an endpoint for obtaining current available credits (for "/usage"-like command). So for OpenRouter specifically I could deliver a really good experience out-of-the-box (always fresh models and metadata, exact pricing, etc).

You would think that these things would be standard fare, but they really are not. Other providers need metadata from a separate catalog, don't report pricing, don't really report available credits / usage either.

So yes, OpenRouter does have a good DevEx.

Or rather, Stripe will find a way to make me pay for it as a Stripe and OpenRouter customer.
It's a mostly equity offer. Private capital is always more risky than publicly traded shares so probably less than $7bn risk adjusted, which makes sense for Stripe.
They charge a premium of 10%. I would imagine that's a lot of revenue.
Could someone explain why these routers are so valuable and pulling acquisitions in the billions?
I don’t understand it, but good for OpenRouter. Personally, I think OpenRouter’s value is somewhat perishable. In the early AI market where there are a jillion models and anew one every week, it’s great to be able to try them all without having to create accounts and keys for each one. OpenRouter, which I use, makes this easy for developers to do. Add some cost controls and other “management” knobs and it works great. But the market is not going to be this frothy forever. As things settle down and commoditize, the value of switching on a dime diminishes as people lock into their favorite models. And with the OpenAI and Anthropic APIs being defacto standards for how to talk to models, it’s easy enough to switch to another model every so often, as long as you aren’t doing it multiple times per week. The other alternative is that OpenRouter stays in the mix but its pricing gets ground down and down. If it’s (nearly) free and still adds some value, fine. But that doesn’t justify $7B. So, yea, I don’t get it from Stripe’s perspective.
> As things settle down and commoditize, the value of switching on a dime diminishes as people lock into their favorite models

I can imagine just the opposite outcome from the same scenario: as people settle into their favorite but commoditized models, competition for marginal inference cost will take over. A company like OpenRouter that promises the cheapest tokens by the minutes becomes essential on the low-cost margin.

I think that OpenRouter and equivalents get pushed out of the market only if the froth calms down (as you posit) and winning models stay proprietary, perhaps with their own unique API surfaces.

> A company like OpenRouter that promises the cheapest tokens by the minute becomes essential on the low-cost margin.

Okay, I can see that, but if their value is just cost optimization, their ability to mark up the tokens becomes increasingly difficult as well. Or, people will build that themselves to avoid paying the markup, possibly with reduced features, but someone will open source it. Heck, Claude or GPT can probably one-shot it these days. Either way, I think the whole OpenRouter model is going to struggle unless the market stays frothy.

First, cost optimization directly contributes to how much markup they can charge. Say on average they deliver savings of 20%, that is excess value OR/Stripe can mostly capture.

Also, you don't need to mark up tokens much if you're a commodity volume business. Think of Costco and their margins & membership fees. Not everything has to be high margin, not everything has to be a SaaS subscription.

Well, it depends on how they deliver that savings. If it’s through something unique and defensible, something that only they (with some moat) can do, then yes, they can argue for a fraction of the savings. But if prices just go lower because things are commodities, then they are going to be viewed as middleman markup on top of already low prices. In that case, their value add is considerably lower.
Read Ben Thompson to understand aggregation theory. Many of the largest internet companies, like Google and Amazon, are simply aggregators. OpenRouter is an aggregator of AI tooling. Stripe itself was just a convenience layer on top of merchant gateways (another aggregator). OpenRouter is so big they can negotiate special contracts with OpenAI for special rates.
It's Netflix before the unbundling happened
Ha that’s a really interesting comparison! I guess the difference is that OR directly sends revenue to model providers, so maybe they’re more likely to continue working together? But I can totally see it go the other way once a provider feels confident enough their users won’t switch away. At that point the OpenRouter tax, however small, will be a problem to solve.
They're selling shovels during a gold rush with a 5% markup
They get all your prompts, the LLMs companies only some
You can save money and get higher uptime. Without it using a cheap provider for open models would be risky because they might go down a lot, but routers can detect that and instantly switch to a different provider. They basically take away all your exposure.

The other thing is convenience and centralized security from using one gateway to access everything. It's a lot better than having to deal with N accounts with separate limits and monitoring. And giving your payment details to one company instead of 20 is obviously safer.

Investors like them because the pricing is inherently usage based so there's zero risk of clients using more tokens than what they paid for. Guaranteed profit as long as they can keep a modest amount of customers.

On acquisition pricing: Why smarter AI models could drive up compute prices 10x (at least temporarily). [0] This seems mind blowing, but the big boys seem to be behaving as if it's directionally true.

If compute is constrained and expensive, OpenRouter is what you'll use to get around the constraints at individual providers.

[0] https://x.com/dwarkesh_sp/status/2084333160075055122?s=20

PE is desperately competing other PE to get into the promise of some AI thingy NOW?

Just guessing. The frenzy around popular, good already, and successful services with the corporate crap flowing from this acquisition announcement too is appalling. The "what's best for you, the user" heavy emphasis when this would be inherently evident in any honest service forecasts the opposite.

Some highlights from one of my agents asked for a no bullshit evaluation:

"By buying OpenRouter, they own the routing layer that decides which model gets called and at what price."

"Stripe wants to be the economic infrastructure for AI — meaning they want to be the toll booth and the traffic cop for the entire AI economy."

"... insider market intelligence that OpenAI, Anthropic, and Google don't fully have. Stripe would now have it."

"The $7B+ price is absurd on any financial metric, but this isn't a financial acquisition — it's a strategic positioning play to own the platform layer of the next computing paradigm."

"140x revenue multiple: At ~$50M revenue, this is not a financial valuation. It's a strategic land grab — buying the chokepoint before someone else does."

I do not feel a particularly strong smell of 'best for the user' here for some reason... More like the usual 'how do we squeeze out more for our PE folks from this' kind of scent.

Are you seriously posting an LLM generated “analysis” of financial event.
You small be trying LLM's once. They can do a lot for you, man. People use it in real life now!

(It was more like quoting a point of view of some source, named, btw. As you can clearly see. You have my thoughts there too. In case you missed those.)

If you stick "AI" anywhere in your product pitch you get to stick a few extra zeroes on your valuation that has been pulled from your ass which you then sell to feckless VCs looking to swallow the world before the bubble pops
Frontier model providers (Anthropic et al.) gate new accounts to impractically low rate limits and spending caps until clients unlock higher limits with cumulative usage, make equivalent cash deposits up front, or talk to a Sales department to work out some other arrangement. They are handicapped by the postpaid billing model.

It's an administrative burden to sign up very every model provider, and there are many independent inference providers now that serve only open source models.

OpenRouter provides a useful service by allowing easy prepaid model access with much higher rate limits, and they also aggregate different model providers to route queries by price, latency, etc.

The art of good business is being a good middleman
I don't think they are.

Just because some Higher Ups in Stripe bought this, doesn't mean its that valuable.

It can easily be, that Stripe can just afford it and think that they are part of the big boys and thats just what companies cost today.

It could be that Stripe really really like the brand name and all the positive notion of it.

It could be that Stripe doesn't want to build this from scratch in a timefrime of 1 year or 2 because Stripe might be too corporate to be able to do startup stuff.

Stripe has quite a high motivation to leverage agents thoguh because they are preparing for Agents which will buy through stripe. They already provide the SKU backend and support the agent payment stuff.

Middleman company buying middleman company. Makes sense.
> Today, we are excited to announce that we are joining forces with Stripe, to power the next wave of GDP growth globally.

This is some high level meaningless corpo speak.

I get where it's coming from, I like Stripe's long-stated mission ("To increase the GDP of the Internet").

This version is dumb/empty, and reads like brown-nosing Stripe.

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One unexpected "benefit" of LLMs is that it is training us all to be even better at recognizing "you don't even know what you mean by that, do you?"
It's particularly stupid given that if you look at where the tokens are being spent, the top application overwhelmingly is Hermes Agent. It's more than the next six clients combined.

Hermes Agent is AI slop "ai assistant" software that is being entirely developed by a bunch of AI agents. They are stuck in a constant whack-a-mole bug fix session because the agents keep breaking things.

Openrouter is being entirely propped up by garbage-tier software that is only popular because it's being endlessly hyped by idiot youtuber AI Agent Bros who are so uncreative and incapable of critical thought, they're using AI agents to tell them what content to make.

When people finally realize how bad Hermes is, OpenRouter is pretty fucked. And then when all the weebs writing furry porn get bored and move on, they'll be fucked even more.

What's really bad about this: Stripe is so tightly tied to the credit card industry that said industry's obsession with morality policing will force Stripe to start censoring openrouter.

The reason it makes sense is that Stripe can leverage its expensive stock, something more private companies should do- and it basically increases developer lock-in.

The vision is basically for Stripe to be the all-in-one platform to create a startup, from Atlas to Billing, to using models.

https://s-1.vercel.app/posts/what-stripe-can-become-broader-...

> And as we grow, we will relentlessly aim to preserve the velocity, agility, efficiency, and talent density of the 90-person startup that we are today.

Echoes of WhatsApp. Huge congrats to the team!

man, whatsapp was sure something in early 2017 though.
Stripe is a high-velocity environment. OpenRouter (OR) is a startup so might move fast, but unsure if OR can handle the velocity with corporate guardrails put in place already.

Any companies that are bought go through culture crashes, and I am interested in how this plays out.

In what way is Stripe a 'high-velocity environment' ?
I was saying, they grill you hard in a nicest possible way
They grill their engineers for the mistakes of their incompetent leadership, that's true.
Congrats! I was interested in the background, so here it is - the OpenRouter story summarised by ChatGPT:

2023 - Founded by Alex Atallah (founder of OpenSea - $13B NFTs marketplace), Chris Clark, and Louis Vichy

2024 - Reaches ~$10M annualized inference spend

2025 - Passes ~$100M annualized inference spend and 1M+ developers

May 2026 - Raises $113M at a ~$1.3B valuation

Aug 2026 - Stripe acquires OpenRouter for reportedly $8B+

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It is amazing how we watch from the sidelines these aquisitions and think .... why such big bill ? But it takes a good team to sell and everytime someone is successful it is because probably they have great sellers who believe in their value and demand a price. It is certainly not an easy task to get to the finish line for a startup and pay back their investors.
Curious on what OpenRouter's true moat is? It's just an LLM API routing framework, right?
OpenRouter is already the entrenched go-to router tbh. There's competitors (Vercel) but they're already well known. Stripe can also make them more competitive because they can waive / profit off the transaction cost. Considering stripe takes like a 3% fee, and the openrouter markup is 5%, that's a pretty big boost.

Now is that enough revenue to earn back 7B.... I'm not too sure. I guess they're betting realy big that these sorts of model routers will gain explosive token usage in the future

I don't get the 'transaction fee reduction' arguments. Yeah they can reduce the fee, which in turn reduces profit margin... any other product/service in a similar position can do the same... it's not some sort of free win
This was the same thinking behind Vanguard funds.
Not the same at all.
OpenRouter’s “moat” is currently “why would I use anything else?”.

Stripe has presumably only purchased them because they think there’s consumer-surplus to monetize here, which presumably will soon be giving me lots of reasons to use something else.

It isn't clear to me what advantages OpenRouter has over running a similar router-aggregator locally for ~free. I guess they have stronger bargaining power than a solo engineer or small startup, and can therefore negotiate volume discounts with model providers. The question is if those discounts let them offer cheaper rates than a local router-aggregator even after the markup. And if they can do that, then OpenRouter is undercutting the providers themselves on price, which I would imagine the providers would not want to see.
I presume they are sitting on a lot of usage data and will be able to roll out efficient auto-routing based on it. There is a huge demand for this as most users are overwhelmed by provider options and just want to route to the best/cheapest model based on the task.
I dont know exactly but dont you think 90% of Vertical AI Companies are doing same?
As with Cursor it's the data - all the prompts and responses that can be used to train AI models. Getting a head start on that at the pace of current development costs.
They are the leading LLM API routing tool. Stripe is the leading payments API. They are betting on OpenRouter being as important to developers as payments. Both let them take a small percentage of a shitload of transactions. Being the goto service for APIs and executing well is the moat. Someone else would have to beat the volume leader on price or beat them on execution. Good luck. The only realistic competitors would be Amazon, Google or Microsoft and none have shown any interest so far.
I don't understand why one would let a router handle their LLM request (other than for routing it to the cheapest inference provider for open models).

When I build an application that uses LLMs, it's tuned and tested for a specific model only. LLMs are not really drop-in replacements of each other, even different versions of the same series.

The pertinent question isn't why OpenRouter but why a router company is worth 7B.

I think it's kind of like what GitHub has despite getting rid of the quota system for Copilot: existing customers that are already setup to deal with them.

In this case I imagine that OpenRouter's moat is going to be that businesses that already use Stripe will have a lower bar to choosing OpenRouter to provide the AI access, and clean integration with Stripe to pay for stuff like AI support bots.

Isn't copilot a cheaper harness than claude code and offers more flexibility?
I don't know about cheaper.

The flexibility is kind of what I'm pointing to, if I understand you right. Instead of dealing with Anthropic, OpenAI, XAi etc directly and having systems to handle user assignment, budgeting etc for each, companies just deal with GitHub, which they've probably been dealing with anyway.

They have enough customers to have leverage against providers. As an example, if they decide they can be "punished" if they claim ZDR but lie about it.
Corollary to this is that whenever companies acquire smaller companies and lay off the small company's sales teams, they deserve what they get. Looking at you, big company that turned my last one from nearly a billion valuation into a $20M fire sale in 3-4 years.
If you meant that generally: because productivity is increasing; the world is getting richer. Not all of it flows down, but some does; top SV salaries are up too. By a lot.
It's just the same VCs moving money from one pocket to the other.
Minor nitpick: don’t confuse sales with negotiations.

Negotiations starts when sales is done.

These were highly capable negotiators.

But most likely also good salesmen.

Shut up and take my money (via Stripe)!
This has to be all about cashflow, right?

Surely stripe if anyone have learned to harness the cash flowing through their system. Hell, they could be emitting bonds on expected token consumption bills!

Hm. This seems random. Other than the fact that they are both technology companies, is there anything else that they have in common?
In the event that the AI bubble doesn't burst, Stripe needs to have a stake in whatever's coming. They have time to explore and pursue specific strategies, but they just needed to make some big and compatible buy.

In this particular case, OpenRouter represents a M x N bridging and enhancement layer much like Stripe themselves, and so must address a lot of parallel technical, dealmaking, accounting, and legal challenges.

It may not be obvious on the surface because they seem to be working in such different domain, but they have to address a lot of the same problems in comparable ways and that makes it a pretty darn good fit.

Stripe execs said "we should own some AI"
Stripe execs said "we should own some AI"

Founders found out that they could finally afford to pay their medical, tax, housing bills if they said yes

One-to-many implementation. Stripe is one api to every bank. Openrouter is one api to every language model.
And... How do they combine? I really curious.
Their business models are actually kind of similar. Stripe is just passing money between financial institutions and taking a small cut. OpenRouter is basically the same thing. They might have shared ability on how to run an effective pass through business.
So… they’re both middlemen. And that’s enough to justify a $7B acquisition???
Apparently. The price does seem high, but the value of a company is based on it's finances. You could argue companies like Google are just middlemen too.
Also known as an abstraction! It’s still not clear why they make sense together.
Stripe is positioning themselves as one of the leading adopters of AI internally. I don't know of public stats but I estimate they're spending on the order of $millions per week on tokens. I assume they've adopted Openrouter and the majority of that spend is going via Openrouter. So they understand the product value, they understand the current gaps, and there's also a threat mitigation. They've likely become very dependent on Openrouter and someone is going to buy it - so they may as well negate the risk to that. (Threat mitigation alone is not worth $7B but it justifies a certain premium.)

They also have very complementary problems and skills. The long-term roadmap for routers is auto-routing; that is, turning traffic into signals into automated decisions. Stripe has a lot of overlapping talent and experience from fraud-detection and likely other products.

Follow-up: Somehow in all that I forgot the most obvious pairing. Stripe wants to solve how agents pay for things. They’ve been quite open about this. Seems obvious that any solution to that is going to be through the model platform layer - so they just bought a major platform layer.
One of the main real values of OpenRouter is that it is a single payment relationship for users that enables access to many downstream vendors. I'm not super convinced it is a good purchase, but right now OpenRouter is the financial middleman for token spend. It is also the centralization point for tokens, allowing for value-add features that are industry-wide, for example budgets - and I think that structure has parallels to Stripe products like Checkout or Identity.
Taking a % cut on top of every operation
Stripe has a lot of money, but not a lot of AI-buzzword compliance. OpenRouter is highly AI-buzzword compliant, but doesn't have a lot of money. It's a match made in heaven
Fees will magically appear between agents where they don't need to be

What could go wrong

I guess this makes sense for the scenario when we will use machine intelligence as a currency, maybe 15-20 years from now? - like I can pay 15 minutes of inference for a dozen bananas? and the banana seller uses those 15 minutes to do banana shelling or removing weeds from their farms or whatever i guess when robots are doing everything. right??
This won't work because you consider humans as a logical being (Homosapiens is a misnormer).

People will revolt first should one have to trade physical goods (such as food that we need for daily lives) with computing power.

It only takes a few people to incite.

This is before Stripe completing their acquisition of PayPal (which will happen). [0]

Maybe there is some plan to pump Stripe's valuation to over $1TN before an IPO.

Who knows.

[0] https://www.reuters.com/business/finance/stripe-advent-offer...

I think the PayPal acquistion is to buy something that throws of real cash, to prevent a down round for Stripe when valuations reset.
> Today, we are excited to announce that we are...

Why do they always start with this. Every single one of them. You dont even want to read anything after that. Its the same "Blah blah nothing will change you will get the best of both worlds blah blah"

I've seen three or four others building routers. How hard is that really? The folk I spoke to needed only a few millions to build it (they claim). I've seen prototype of some too that looked pretty simple. Maybe the whole thing is driven by enterprise wanting the external vendor support?
It's hard.

- They support 400 different models, 80 different providers, and an unlimited number of new custom agents. Every single model, provider, and agent, has its own weirdness that has to be accounted for. Tool calls change by model. Effort changes by model. Backend APIs (messages, responses, etc) change by provider. There are thousands of specific tweaks, fixes, hacks, that need to be implemented to make this thing "just work". And you have to keep updating it all, weekly.

- On top of that, they support providers running in multiple countries, which increases the legal, logistical, financial, and networking complexity.

- On top of that, they implement multiple kinds of request routers. An auto router to route your request to the best general model, a fusion model to attempt the request on multiple models and pick the best response, a pareto router to route requests to the best coding model for your request.

- On top of that, they build custom features that businesses and users want, like Data Loss Prevention (which I'm blown away they actually provide for free). Lots of very useful business functionality for managing not only what model and provider to use, but also limits on usage, filters, etc. They also implement SSO, prompt injection guardrails, logging/auditing, workspaces, etc.

- On top of that, you have to be very good at just implementing HTTP APIs. Most people aren't good at it. API design is hard, HTTP is way more complicated than it seems, network traffic shaping is a black art.

- On top of that, running applications and infrastructure, and scaling it 10x every year, is a subtle yet critical skill. No matter how good your code is, it's pointless without working hardware/running apps.

- On top of that, they provide a generous free tier, which has to be subsidized, and is probably only partially subsidized by providers.

Now, why would anyone want to pay for this thing? Because all of that is a shit-ton of work, and there's absolutely no sense in banging your head against walls trying to build and run something somebody already does. There's a reason restaurants don't build their own factories to manufacture their own pots and pans. Don't waste time, effort, and money trying to make something if you don't need to make it yourself.

The software is "easy", it's the business and operations that are hard: scaling the infrastructure reliably; finding revenue sources with secure margins; deflecting regulatory and risks responsibility; billing and collecting on massive low-margin high-volume transactions; enterprise sales; etc

It's a business line more suited to finance, law, sales, and accounting people than tech people and a pretty laborious one. That's often the case when the tech looks "easy" but the sector only seems to have a few big winners.

Probably they want to use the userbase, not the technology? There was a heavy emphasis - too heavy for my taste so it bounces me back - about that they will do what is the best for the user. I think that was already there, Stripe was not needed for that. This is more for the benefit of others.
I'm not happy about this. Having used OpenRouter a lot and enjoying the experience, I need to say that corporate consolidation is never good for consumers.
>I need to say that corporate consolidation is never good for consumers.

Truer words, never spoken. I'm not sure how exactly this will screw me over -but I do know that it will.

Then switch. The good news is its’s fairly easy.
Great advice, until all of the alternatives are driven from the market ala youtube, ala' ebay, etc etc
EBay there are alternatives (gumtree etc.).

YouTube there’s no real alternative because hosting unlimited amounts of video for free is a money pit that’s impossible to turn into a viable business.

If some big corporation wasn’t willing to subsidise it for some ulterior motive, it simply wouldn’t exist

That's a rule but then Stripe won the market by having very friendly interface and minimizing the pain of dealing with paperwork for merchants. When PayPal (the worst offender, just hostile company) acquired BrainTree it was clearly a terrible news. When Stripe acquires OpenRouter I wouldn't be so sure.
Woah now also a 75perc discount on OpenRouter for flash 3.7. Is it really the same product (speed? and up time)? Why would Google do that?
Gemini Flash 3.7 is already "technically" 50% off everywhere until January 2027.
Amazing. Huge congrats to the Open Router team
7 million would sound fair to me. 7 billion? Explain yourself.
Remember when Google acquired YouTube for $1.6B in 2026. That amount seemed ridiculous at the time. Its now peanuts compared to YouTube's yearly revenue.
2006 called and wants their valuations back.
just imagine that the money isn't real and you're there.
Let's just hope the pitch wasn't selling everybody's data for training
AI products are going to have to deal with accounting. An agent performs some work. It uses some models and perhaps some other metered services. Someone has to meter that activity. They have to attribute costs, apply the product's pricing rules, bill the customer, collect, reconcile with vendors, and maintain the ledger.

Stripe can use OpenRouter to build the financial and accounting infrastructure for every product that sells metered AI work.

I think the analogy is ADP. Payroll for all the work that's going to be done by AI agents.

IDK, that sounds like a solution in search of a problem. What would be different about this than what OpenRouter is currently doing with pricing?
Metering as a service?

Perhaps stripe thinks metering is a lovely big market? A nice complement to their existing service. Plus a little AI buzz likely helps their valuation. OpenRouter could be a step rather than a goal.

Every token/llm provider already has usage metering...so not sure what exactly you're imagining stripe adds here
Aggregation behind one interface, just like the actual token product.
A single policy location for multiple models with usage limits/rate limits, spend limits all configurable using a common syntax + deep integration with account levels and high visibility into subscription/payments related to meter usage to help understand whether or not your pricing model is underwater as costs change is exceptionally valuable. AFAIK each product consuming model providers without an openrouter style proxy has to do that work themselves, and if you are already using stripe for subs/payments, the direct integration is a huge value add for customers, especially if you can alert on "upcoming price changes from your provider changes your unit economics for XYZ packages/sub tiers".
You're just describing what OpenRouter already does?
The first half yes, the second half, I don't think so, because that would require OpenRouter to know what you are charging your customers.
Similar to how Stripe is a middleman for payments across (fragmented) banks, they want to be a middleman for (fragmented) AI models as tokens are the new currency.

As AI agents/harness/human are spenders of tokens, enabling them to derisk from being locked to a specific model provider & allowing to (re)route to any model at anytime for better leverage in a single API, similar to how they are doing for payments.

paying for data access, for "deterministic computing", for letting the AI use online services. Maybe even micro payments for using tested and verified skills/mcps.

Example: access to real-time stock trading data, access to weather information, letting it make stock trades, etc.

At first I was confused why Stripe bought OpenRouter, but I think this makes sense.

At some point AI will be able to deal with the repetitive and template based parts of accounting better than accounting.

Which is saying a lot.

I'm not sure that's true. LLMs seem too unreliable for accounting.
I'm always surprised at how many people in the tech sector don't think that things can and will change. In the next couple of years? Sure. 5+? Who knows. Necessity is the mother of invention.
I'm always surprised at how many people in the tech sector assume overcoming fundamental LLM weaknesses is always “just a matter of time,” and that time will arrive quickly enough to be relevant. If you haven’t seen any of the videos of people trying to get frontier LLMs to count consistently, you might think we’re further from LLM accountant than you realize. It’s not a data problem— I’m pretty sure they’ve encountered numeric progressions between 1 ABs l and 100 before.

And there is no necessity. We have accountants.

I'm not just talking about LLMs though. People thought the internet and email were just a fad that would never catch on. People thought that the idea of home computing was absurd. All because they only saw what was in front of them at the time.

Also, how many accountants do you know that are truly happy with their work? I'd like to think many of them would love to do something other than crunch numbers all day.

Ok, let’s cherry pick some more societal tech revolutions. People also thought Segways were not the revolution in transportation despite fans and industry proponents saying we’d need to redesign cities to accommodate them. People also thought blockchain ledgers were a niche, even if useful, technique despite fans and industry proponents saying they were going to change literally everything. People thought NFTs were a fundamentally flawed solution in search of a problem despite fans and industry proponents asserting they’d revolutionize IP. People thought that the metaverse was kind of ridiculous despite fans and industry proponents saying we’d all live a significant portion of our lives there, and some were practically running victory laps at the beginning of the pandemic when everybody was forced online (but then still didn’t use the metaverse. Some thought immersive VR headsets were a niche technology with limited consumer appeal despite fans and industry proponents claiming they’d essentially be the default display for computing by now.
> I'm always surprised at how many people in the tech sector assume overcoming fundamental LLM weaknesses is always “just a matter of time,” and that time will arrive quickly enough to be relevant.

Lots of techies are tech-optimists ("tech always improves quickly").

Lots of people also have dollar signs in their eyes (or related, such as increased visibility and scope).

Hard to tell which is which.

If you consider the belief that this is going to be the future of the tech business, almost all of column A would fit into column B, and banking on this business not being a fantastically expensive exercise in mass delusion (with regard to the financial impact) then a big chunk of column b would fit into column a. Most of those that wouldn’t, I imagine, would be the Wall Street types that told Leopold Aschenbrenner to get bent rather than handing him billions of dollars on blind faith.
Have you implemented accounting systems before?

I ask because if u were to start speaking about the specifics, might we be able to discuss some specifics from that world..

Many of the transactions are a series of small actions, not big things.

Knowing what to trigger, in what order feels a little plausible.

Since most accounting systems have an audit trail, not much that can’t be worked forwards or corrected.

I built modelrelay.ai that does this. Happy to give you an invite code if you want to play with it.
It's not just that.

As user agents become more common it's only natural that they will be used for taking the heavy lifting out of e-commerce purchases. There will be a big need for digital payments to verify and reconcile these purchases.

With LLMs that are plugged into digital payments we will essentially have buying agents in our pocket that can find us exactly what we want for the cheapest price and the quickest delivery.

On acquisition pricing: Why smarter AI models could drive up compute prices 10x (at least temporarily).

This seems mind blowing, but the big boys seem to be behaving as if it's directionally true.

If compute is constrained and expensive, OpenRouter is what you'll use to get around the constraints at individual providers.

https://x.com/dwarkesh_sp/status/2084333160075055122?s=20

It seems like a misunderstanding of basic economics to assume that the price for this would track FTE salaries.
What's with naming proprietary stuff "open"?
It could be open in the literally sense of you aren't locked in, you have free access to any model you want.

Just because a name has open in it doesn't mean it has to be open source.

"Open" is a load bearing reference we all get :p
It’s an AI era buzzword.

It’s not a new process, e.g. when blockchain was trendy, “crypto-“ and “bit-“ were similarly popular and their meaning was secondary.