Launch HN: Buy Me a Coffee (YC W19) – Give your audience a way to thank you

206 points by jijosunny ↗ HN
Hi HN!

We’re Joseph, Aleesha, and Jijo, the founders of Buy Me A Coffee (https://www.buymeacoffee.com). We make it super easy to accept contributions and recurring memberships from your audience.

A bit of backstory - Joseph and I grew up in India. When I was 12, I started making a little bit of money from my blog, and it had a huge impact on my life. I got to buy books and gadgets, pay for web hosting, none of which I could’ve afforded otherwise. We built our first product in 2010. It was an ad network for bloggers called AdIndigo. There were a bunch of Adsense alternatives doing well at that time, and it grew to serve 6 million impressions at its peak. We later had to shut it down because of the expenses. Buy Me A Coffee is our third (and only successful) attempt at building for the creators.

When we started working on Buy Me A Coffee as a side project, it was a quick way to spin up a page or a button to accept one-time contributions. For artists, OSS developers, and YouTubers, it was an unobtrusive way to monetize their work. They appreciated the simplicity and friendly branding and started requesting more features. Some even noticed that they’re getting more contributions compared to a Patreon or PayPal button. It’s probably because of the no-signup-required payment flow. Supporters also get to leave a note after the payment, and it ends up becoming this ‘wall of love’ for creators.

Today, you can do a lot more with Buy Me A Coffee. You can accept recurring payments and give rewards in return. For e.g. Maria Shriver is using Buy Me A Coffee to monetize her newsletter ‘The Sunday Paper’ (https://thesundaypaper.buymeacoffee.com/) with a link in the footer of every edition. Slowly (https://slowly.buymeacoffee.com/) is a self-funded team using Buy Me A Coffee to accept contributions and feedback from their users. We also built Widgets that allow you to accept payments right from your website. Built-in email features let you share updates and rewards with your audience. We’re also working on a community feature to create a group chat with your supporters. Creators are already doing this with Discord and Slack, and we're excited to build something more focused.

We believe anyone, anywhere in the world who creates something that people find useful or entertaining, should have the option to get paid for their work.

We’re excited to hear all your questions and thoughts about Buy Me A Coffee :) Thank you!

181 comments

[ 3.2 ms ] story [ 222 ms ] thread
Nice. A lot better than alcohol.
"But me a coffee" isn't literally coffee. It's a way of asking for $5 or so but making it sound more palatable as "well you are just buying a mate a coffee" which people normally do rather than "you are transacting $5 on the internet to a stranger" which people might be more reluctant to do.

But the money won't be spent on coffee, otherwise the influencer will OD. "Buy me a chance to escape the rat race" might be a more accurate title.

How do you differentiate from https://ko-fi.com/? My partner has been using this for a year or so, and hasn't had much revenue.
it's literally the same idea
I bet Google's founders are glad they didn't consult you first when they were creating a search engine.
They had a pretty easy to understand value proposition - “our results are more useful than existing search engines’”.

“We have a different pricing model” is a lot less compelling. But it has worked before!

I'd respectfully disagree that that is the only difference. I've been through the BMC payment flow and would much prefer to use theirs over the competitor mentioned above. I wasn't even referring to the pricing model, although you're right, that is another difference too.
we'd all be better off if Google didn't exist, and you know it
Buy Me A Coffee is more than a simple donation button/link. We help creators set up memberships, publish members-only content, website widget and more. You can read the full comparison here - https://www.buymeacoffee.com/ko-fi-alternative

That said, we're big fans of all creator monetization companies like substack, patreon, ko-fi, etc.

One of the features you list over Ko-fi is a mobile app.

Why on Earth would I need a mobile app to use this? What does it provide that a well-designed mobile site doesn't?

I have no idea, but I'd assume the mobile app would be for use of the people receiving the money. Which would be a nice add if I were a content creator. But that's just a guess.

Edit: As for your notion that an app isn't necessary when there is a well-designed mobile site, I def agree. However, that's just not the case anymore, how else do you expect companies to so easily collect your personal data! /s

Edit2: Id wager some companies intentionally don't focus on having a nicely compatible mobile site. For example, my bank's website sucks when I visit from a mobile web browser, however their app is great. I believe this is their intention, in order for people to download their app. Which has obvious benefits for the company; in particular, the data collection

I make most of my rent drawing comics and getting via Patreon and I’ve never had any use for their app. YMMV.
yeah agreed. I prefer to not have to use an app if I don't have too. Or unless there's some great benefit that the app has that the mobile site doesn't
buymeacoffee.com has a single use coffee cup in their logo, while ko-fi.com has an environmentally friendly reusable cup. Might sound trivial because it is just virtual, but some may argue it is an indication of thought processes and values.

Nice idea though. You could have a Buy Me A Coffee link on your own site for those who like the idea but aren't customers.

So how are you different to Patreon?
Hi great story! I have been watching Buy Ma Coffee for a couple of years now and I had no idea it was a side project. How do you monetize Buy Me a Coffee? Do you just take a cut from the contributions made? or do you have a different model?
thank you! Yes, we take a 5% cut like Kickstarter.
>thank you! Yes, we take a 5% cut like Kickstarter.

So if someone donates $1, I would receive 95c in my bank account?

How do you make money on this when Stripe is likely charging you quite a bit more than 5c in transaction fees?

They charge 5% besides any Stripe or Paypal fees. The users connect their own Stripe and Paypal accounts and Buy Me a Coffee charges a platform fee.
This seems like a great service! I will definitely be setting up an account to cover the cost of running my podcast.

If you don't mind me asking, What makes Buy Me a Coffee different from setting up a Patreon or a go fund me?

awesome - we'd love to have you on the platform!

technically, the biggest difference is that you can also accept one-time payments using Buy Me A Coffee, and not just memberships. We see more than half of the payments from one-time contributions. More comparison here - https://www.buymeacoffee.com/patreon-alternative

The community feedback and rewards features are really interesting and remind me a lot of the Twitch model which is wildly successful. How do you plan to bridge the gap between user's eagerness to donate to a twitch streamer versus their historically poor record of donating to a blog via a donate button? I think its definitely possible but the form-factor of the content (video w/validation through a strong emotional reaction by the streamer versus the abyss of blog comments/email) really matters.
Twitch partially inspired many of our features. In fact, a big chunk of our active users are YouTubers who don't have a viable alternative to monetize directly (https://www.youtube.com/results?search_query=buymeacoffee.co...). Same with Instagram influencers and Podcasters. Our goal is to help them connect with their "superfans" through shout-outs, rewards, and exclusive content.

To answer your question, we have seen that users are more eager to pay when creators host their best work on the platform. Here's an example - https://freebird.buymeacoffee.com/

Appreciate the reply, and I do think this idea has legs if grown thoughtfully and realistically. Hope to be a happy user some day!
No pricing information before sign-up?

It's not likely that this is a novel idea to anyone signing up, so the number one thing they want to know (surely?) is 'how much are you skimming'.

Personally I'm not willing to sign-up first in the hope that maybe more 'how do I actually use this and what does it cost me' information is available afterwards.

sorry for the confusion. It was there until we recently redesigned our homepage to focus more on our creators and less on the features. We're planning to add an FAQ section on the homepage.
>we recently improved our homepage to focus more on our creators and less on our features.

I would reconsider that move imho.

I doubt many contributors are going to browse the homepage and try to contribute.

They will most likely only visit the subdomain of the contribution page they are trying to donate to.

New registrants on the other hand, who are interested in your service and it's features, will most likely visit the homepage first.

>I doubt many contributors are going to browse the homepage and try to contribute.

I agree. Our goal was to showcase the most common use-cases and types of creators who use us, and not for discoverability.

So... what is the pricing?
We charge a 5% platform fee. This is on top of the payment processing fee charged by Stripe and PayPal.
How does this compare to other major players, seems a bit pricey
You really need to optimize tge landing page for mobile clients. Im using a powerful android phone and it struggles to load. Just shows a blank page.

You should also remove the letter by letter animation on the headline. I don't have time to read all of nouns you have listed. Just cycle through whole words using a faster tick speed.

And better yet, turn this landing page into a static one without any JS. Conversion numbers will be more reliable because people wont be quickly bouncing while waiting for the page to load.

> Im using a powerful android phone and it struggles to load.

I'm on a powerful 8-core desktop with a dedicated GPU and the page really stutters while scrolling. I'm not sure what the deal is since there really isn't anything super graphically intensive on the page.

I don't use JavaScript and the page scrolled fine. No links worked, but it scrolled smoothly.
We do! Sorry for the bad experience. It's a fairly new design implementation and we have a lot of work to do to optimize the homepage.
Broken for me in latest mobile Chrome.
Congratulations on your announcement, I’ve been following you and Buy Me A Coffee for a while.

If I remember correctly, you got accepted to YC with a different idea — some sort of podcast app. Can you explain why you decided to pivot back to Buy Me A Coffee?

> If I remember correctly, you got accepted to YC with a different idea

That'd be Brew [0]: https://brew.com

As for the pivot, I'm not sure it qualifies as a pivot since buymeacoffee.com predates brew.com. Separate businesses, and it seems to me they're simply re-announcing buymeacoffee again [1] and possibly shifting focus to make it the main product.

Another YC company https://kyte.ai (AI for SMS inboxes) did that recently and pivoted to https://khatabook.com (Credit/Debit Book Keeping app for Indian SMBs) [2].

Of course, https://brex.com famously did the same, too (not launch with the idea they applied / did YC with) [3].

[0] https://www.ycdb.co/company/brew-com

[1] https://news.ycombinator.com/item?id=16484040

[2] https://www.ycdb.co/company/khatabook

[3] https://news.ycombinator.com/item?id=17418813

Yes, which is why I said “pivot back”. It doesn’t seem like Brew is still a focus — and I’m curious /why/. Is it simply because BMAC already had adoption and a new podcast app is a hard sell? Is Brew still in development?
Agreed. This is a little weird. I wonder if they got YC's "OK" to use the Launch HN tag with (YC W19) for a product that was not actually within the batch. It's a little deceiving.
I’m not trying to imply anything nefarious is going on. I am genuinely interested in the story.
We are the same company/team, and our goal is to help creators get paid for their work. With Brew, we focused on audio creators. Everything we built so far revolved around this vision :)

I don't want to speak for YC, but the partners want you to iterate and succeed. Many of the successful YC companies (Reddit, Brex) got accepted for a completely different idea.

Thank you!

Our insight after getting into the audio space was that podcasters are relatively happy with monetization. This is obviously not a popular opinion, but that's what we saw first hand. Ad rates are pretty good, and unlike other content types, listeners enjoy host-read ads. Meanwhile, Buy Me A Coffee started getting a decent amount of traction even among podcasters, so we wanted to go all in and build it out :)

I have always made sure to recommend to my fellow influencer friends about Buymeacoffee and they are thanking me for a wonderful product you have implemented!

Awesome work guys! Thank you team BMAC !

that's awesome - thank you so much!
So you've made ko-fi.com
I'm getting about 90% whitespace on the home page (using a Pixel 2). I have to scroll loads to get to the bottom 5% of content. Just an FYI
fixed -- thank you for taking the time to report this!
Love the feature where creators can message their supporters. Congrats on the HN launch!
I am looking for a service that will allow me to directly pay creators at the same price as an ad impression, paying per page view. So far ways to pay creators are almost always based on dollar increments, but I would have much more use for a service that lets you pay in increments of $0.001. Today this is basically impossible because payment fees make direct payments of this scale impractical, but it could theoretically be solved the way the ad industry does - by paying a lump some once a month.
Have you seen BAT and Brave? Seems like exactly what you're describing.
The implementation looks pretty slick to me!

If you're taking care of most/all the technical details, the only blocker that would prevent me from this kind of service is the unknown legal/compliance work I'd need to do in order to start taking this kind of money and have access to those users' data - is that something you can provide guidance on?

thank you, raul! yes, we have spent a fair bit of time to tackle these for our creators. Please drop me a line at jijo at buymeacoffee. We'd love to get you started!
> unobtrusive way to monetize their work

I have seen this movie before and I know how it ends. [waves at Patreon]

Help me understand why this a venture scale business and not a non-profit, a benefit corporation, a co-op or some other model I am unaware that does not demand venture-scale returns.

By connecting creative economy types online and across the globe with their audience so that they can more easily engage in transactions/commerce is the definition of "venture scale". The only thing that separates business from non-profit is the tax designation, and how much ROI you plan to make for yourself/funders/public.
I see you getting downvoted, but I am fine with taking your comment at face value.

Here's the problem. Patreon, Buy Me a Coffee, etc are another middle man between creators and supporters.

That's another mouth to feed on top of Stripe/PayPal and possibly a Credit Card Company.

There is a very good reason PayPal has for eternity pushed/prodded and dark patterned users to death trying to get them to pay via bank transfer instead of credit card--credit card fees are business killers.

Now, why does this matter?

Even at venture scale, a Patreon/Buy Me a Coffee is the 2nd or 3rd middle man to the game. That means they need massive volume, but it's not enough. The perverse incentive cat is out of the bag and the good natured startup that just wanted to empower "creative economy types" starts doing all sorts of things that are in the company's best interest and not in its users' best interests.

Here is an HN thread from 18 days ago discussing the Patreon's CEO view that "the company's generous business model is not sustainable."

https://news.ycombinator.com/item?id=21550645

So I asked OP, in frustration because this seems like a failure to learn from history (very recent history at that!), but also in earnest--why should Buy Me a Coffee be a venture-backed business and not some other model.

What's wrong with Patreon?
There are two big problems with Patreon that come to my mind immediately. One is repeated issues with kicking creators off for poorly explained reasons.

The other is that they seem to hate the idea of batching transactions. For me the biggest draw of Patreon is that I can have 10 $1 pledges and only pay one credit card fee each month. But they keep messing with the backend and they've forced new creators into a completely different system that does separate charges. According to them they don't even make more money off this, so why are they so stubbornly insistent on charging these pledges a 40% overhead?

Overall they don't listen very well, and they grabbed this big pile of VC cash to do god-knows-what with and motivate them way too much to increase fees.

Being in YC, I assume your plan is to be headquartered in the US, or at the very least, do business with US customers/entities.

I notice your team doesn't involve any compliance people. As you probably already know, you are a MSB in the US, do you have plans to expand your required compliance policies? Does your team already file on any potential BSA/AML concerns?

Or is this like a "when we get to that bridge we will cross it" type of thing?

As you grow larger, regulators will inevitably take notice. And I know this is probably a super boring question for mist people here, but as someone who works in BSA/AML compliance for a tech startup MSB -- I am very interested to hear what you have to say regarding this!

Love the site btw, the simplicity of the payment flow is A+. I could see this taking off.

I’m sure they use a third-party payment processor who handles AML for them.
yeah good point. especially since they don't have a sign-up, makes me think they're more non-custodial in concept, which eases their AML requirements
first off, thank you for the kind words!

Payment fraud and AML - we're a PayPal and Stripe Partner and do not hold the money that we process. We use their marketplace products to handle payments, fraud and compliance so that we can focus on the product.

Ahh interesting, thank you for the response. And yes the more I thought about it, the more I realized that you're basically a non-custodial payment processor (and idk even know if you'd be considered that). What type of business do you categorize as? Are you a payment processor? Or are you simply a UI markup for paypal/stripe? Im not implying one is better than the other, just curious

edit: now that I think about it, I would imply that one is better than the other. Because if you are just a UI/UX improvement on paypal/stripe, then you would be out of the regulatory umbrella of FinCen I believe.

>Payment fraud and AML - we're a PayPal and Stripe Partner and do not hold the money that we process. We use their marketplace products to handle payments, fraud and compliance so that we can focus on the product.

If someone pays with paypal, can I still get the money in my stripe account? If not, what's the main benefit over using your service versus just using paypal and stripe directly? Do I still need to create a paypal account and a stripe account to use your service?

Yes, you need a PayPal or Stripe account to start receiving payments. The main benefits are the community and publishing features. You can share rewards or exclusive content with your supporters.

Also, a significant portion of the activity that we see is driven by gratitude. People love supporting a creator and leaving a positive note.

When I started using buy me a coffee(6 months ago?), the payment portal was Payoneer. Is my payment portal still valid or I need to migrate to Paypal/Stripe?
It is still valid, but we'd recommend connecting PayPal or Stripe for all these new features like instant payouts :)
I’ve been following Buy Me A Coffee since it publicly launched (not today) and it’s great to see that a side project can get support from YC. It’s not an easy space.

I work winters as a snowboard instructor. Over a typical winter I’d teach literally hundreds of people. Every once in a while I’d get a gift card, if guest is American, I might even get a cash tip, but generally, it’s Snow School pay. So, I thought something like Buy Me Coffee might come handy...

Being the summer software developer that I am, I ended up building something from scratch. It has a slightly different “flavor” than Coffee, mainly trying to make it work better in real-life interactions. But it’s in the same problem space.

It’s here: https://www.feedback.land

Profiles look like this: https://www.feedback.land/ronilan

I run the experiment last winter. I’d have printed “business cards” with QR codes in my pocket (app makes a printable version for you) and I’d hand them out at the end of lessons (mittens snowflakes and all).

Bottom line. Got some feedback. That’s it ;)

Might give it another try this winter, but I’m generally off to other interests. If anyone has interest in the product/software (node/Mongo/react) contact is in HN profile.

cool idea. I always thought it would be awesome to figure out IRL non-cash tipping

edit: and somehow make it not awkward, cumbersome, or time-consuming

There's a company called Mezu which does this - you'll never reveal your identity or personal info the people you tip and vice versa. https://www.mezu.com/
love it! and thank you for being an early user!
To the stranger who left me feedback with an astute observation (but no email).

The box Abe is building won't work. He's got it wired wrong. And if they fix that I’ll start actually taking pieces out of it. It's just a gimmick. It doesn't work anymore. Your double will say they have to move on to something else. And mine will agree. They're friends.

It’s been a decade.

If Patreon were to add a feature to do one-time, no sign-up required contributions to any of the orgs currently using it, would this be survivable for you?

Do you have ideas of ways to increase value to make using your service over others more worthwhile or is the one-time, no sign-up required contribution process the primary feature right now?

that's a great question! broadly, I think it's an overkill for certain types of creators (say an Instagrammer or Twitch streamer) to launch a Patreon. Buy Me A Coffee is a far more casual and friendly way to accept contributions from your fans. We also differentiate from Patreon in a lot of ways. For e.g., creators love that we're putting fans/supporters in the front-and-center (like Twitch), which also encourages more contributions.
Holy shit, you folks have gotten a lot of negativity out of HN today. I don’t have anything negative to say. Congratulations on making it into YC and getting to launch! You’ve got a great story.

I’m about to launch something that could use this. I’ll sign up in a few days.

Best of luck and congratulations on your launch!!

haha, thank you so much!

I'm at jijo@buymeacoffee if you have any questions while setting up your page.

Been using it for a while and like it so far. A downside for me is that from every $3 coffee paid by supporters, I only receive $2.39 in my Paypal account :(
True, the payment processing fee for micro-transactions is pretty high. PayPal and Stripe charge a flat $0.30 + 2.9%.

We designed the 'pay what you want' model on Buy Me A Coffee to tackle this problem.

>Been using it for a while and like it so far. A downside for me is that from every $3 coffee paid by supporters, I only receive $2.39 in my Paypal account :(

Their pricing page claims the fee is only 5%. Is this not true?

From what I've read in this thread it sounds like:

Donor $ -> PayPal/Stripe, subtract Coffee's taste with Coffee never touching the donor's money per their comments in this thread -> Creator's PayPal/Stripe minus any PayPal/Stripe fees.

I'm guessing that's just PayPal taking their cut from the creator on top of Coffee taking their cut. It looks like they had an idea, got into YC, then were like "eh, let's just be Patreon 2: Electric Boogaloo." and then did the payment processing the simplest way they could.

This effectively makes it: "Don't pay the creator via PayPal/Stripe, instead let us act as a pseudo-affiliate and go ahead and keep 5% of that for ourselves and then we'll tell PayPal/Stripe to pay the donor for you. In exchange we'll tell people that visit our website that you supported the creator".

It appears they add no value to the transaction that can't already be obtained from Patreon. They're just a much smaller outfit, with a horribly buggy website with partially baked features and apparently consistently unpleasant mobile experience.

We charge a 5% platform fee. This is on top of any transaction fees charged by PayPal or Stripe.
How do the instant payments work? Is my paypal going to get shut down for months due to a "fraud" alert being triggered from having tons of random payments sent to me?

This seems like a great way to quickly cash out stolen credit card numbers to a bank account - how do you differentiate between something like that and simply a creator that got to the front page of Reddit and had a huge spike of legitimate traffic? If you fall over in the latter case, I'd be extremely pissed. (And if your answer is to rely on Stripe's fraud detection, it's very likely they will block exactly this kind of spike in usage from an otherwise unknown account).

Finally, can you actually make money from a credit card payment of $1 when you only charge a 5% fee?

I've been a user for over a year. It has worked well for people to use as an alternative to github sponsors and open collective. When i joined i got a single letter vanity page... https://www.buymeacoffee.com/j probably not what they would have intended...
:) yeah, we stopped accepting usernames with less than 3 chars, but thank you for being an early user!
Nice! I tried something similar with pint.me a long time ago with some friends in Bend.