Ask HN: Is living in NYC worth it?

50 points by tempsy ↗ HN
I live in SF but location flexible and considering making a move to NYC.

Biggest issue is obviously cost. I’m shocked even living in what is considered a high cost of living area by the rent prices I’m seeing in Manhattan and parts of Brooklyn. I’m seeing fairly basic 1 bedroom apartments being listed that are $5k+ not including utilities or brokers fees which can be as high as 15% of the annual rent, and most likely not rent stabilized meaning they can raise the rent however much they want after the lease ends.

Outside of rent the cost of entertainment and eating out is not surprisingly on the higher side relative to other cities though I would not say it’s as wildly expensive as the rent is.

The upside is that there’s an energy to the city that is lacking here, and you don’t need a car to get to most places within the city (though to be fair I don’t have a car in SF either).

For people who have recently considered moving or have been living there do you feel it’s worth it considering the rent/housing situation on top of everything else (food, groceries, entertainment, taxation, etc)?

85 comments

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Are you married? Do you have kids?
It's not a good city for most. It's expensive, crowded, busy and difficult to live in. If you get a good job in the city and want to try it, sure, give it a shot. But most visitors end up moving elsewhere.
Maybe live in Jersey City?

It's closer (time-wise) to mid-town or lower Manhattan than much of the outer boroughs, and is (or was, at least) heaps cheaper.

And sure, NYC is crowded, dirty, frustrating, and so very expensive, but .. it's also exhilarating, fascinating, insane in the best possible way, and if you've got the chance you should absolutely do it.

(Lived there for 6 years; loved it)

OP should absolutely not live in Jersey if they want the things expressed in the original post.

There is a distinct culture in NY that is very different from anywhere else in the US.

If you live in Jersey, nobody you meet in the city will visit you. Ever. No they don’t care that the PATH is only 20 minutes.

I’d suggest looking into roommates and drastically lowering your standards, go to NY, and try east or west village for a year.

Also go for a month and check out the areas to understand where you want to live.

As someone living in Jersey City, this is complete bs, my friends in the city proper visit frequently.
It's true: there are people in NYC who have a thing about going to New Jersey. But ...

Who cares? You work in the city, go out in the city, and you have a short PATH-ride home to decompress. It's fine, and if the city rents are what's blocking you moving there, give it a try. You might end up moving into the city later with some of your new friends, or not.

It's also a useful filter: people unwilling to go to New Jersey have an irrational prejudice and learning that about them can be illuminating.

It's just very expensive there, unless you have a job somewhere in the city making >100k a year then paying the $2.5k+ rent for a apartment the size of a closet isn't worth it to me.
You should definitely come check it out and see if you like being here for a couple of weeks. You can definitely do a lot better than $5k, check out this street easy link[1] at the time of posting it has 173 apartments in neighborhoods in Brooklyn that are all really nice and under $4k/mo with no broker fee. There's actually a LOT of good cheap food here, depending on where you are and your tolerance for eating while standing. Entertainment costs vary, but I saw an excellent show a few weeks ago for $20 and paid I thin $8 for a beer at the venue.

I've been here for 7 years and love it, it's actually very pleasant most of the time.

[1]https://streeteasy.com/for-rent/nyc/price:-4000%7Carea:321,3...

Huh, those are suspiciously reasonable and well placed...
We’ll the devil is in going and seeing a bunch of them, and being prepared to move quickly.
I grew up in NYC but moved to DC years ago and enjoy it a lot. Cost of living is noticeably lower, still no need for a car (though having one isn’t prohibitively expensive like in NYC), and it’s got a better vibe than people give it credit for (At least if you’re not in politics). A bit slower paced but you can also Amtrak or Jet bus up to NYC any time you want.

NYC is incredible, but when it came down to value… it was hard to justify the $5k+/mo rents. Delis are great but its just not worth it

That said, if you are interested in NYC, I wouldn’t look in Manhattan these days. Brooklyn or the more accessible parts of Queens are where I’d look for a better vibe and good values

I agree, DC is fantastic, but only if you're older than 30 and not in politics. I mean, it's great for the obverse, but for different reasons.

Also, the best deli I've ever been to is in Georgetown[0]!

0. https://goo.gl/maps/Sg6PRFSK4kkapCXJA

It's worth it if there's something you value there that you cannot get here, and you accept the tradeoffs.

Is it important to you to eat some of the best food on Earth at the expense of living in a smaller, older apartment? Do you prefer social diversity to a temperate climate? Are you generally an indoors or outdoors person? Are you a single straight male?

These are the types of questions I'd be answering to help decide. That said, I haven't lived in NY, so take this all with a grain of salt.

Is it good or bad to be a single straight male in NY?
Good - women outnumber men by a noticeable margin.
Manahattan--and I guess Brooklyn these days--are somewhat unique. I'd definitely try them out for a couple of weeks to see if they're something you can handle over the long term. Cost is a factor but it's also just the overall intensity. As a visitor who likes the city, I couldn't stand living there--albeit as a student in the 80s.
Live in New York City once but leave before it makes you hard.
Live in Northern California once but leave before it makes you soft
TIL a 7 figure mortgage makes you soft.
Generally speaking, no, it is not worth living in NYC unless you have family or a network of friends already there. You can have a bountiful social life with good transportation in many smaller-than-NYC cities in the U.S.
Like where else even has close to nyc levels of being able to live without a car ?
Notice I said "good transportation" and not "close to nyc levels". If you want close-to-nyc levels, check out Philly, Chicago, DC, Boston, maybe Seattle or Portland. But you can live without a car in many more cities and have a fulfilling life, it just depends on what your needs are (obviously).
I’ve been in NYC 18 years (went to college here) minus a 1 year stint in Miami. I grew up in Atlanta. I’m married with two kids under three. I absolutely love it here…

You either love NYC or you hate it and thankfully you will know where you fall within 1-2 years of moving. It can be intense.

I personally love the energy, diversity, ambition, serendipity and grit. I love being able to walk and discover something new every time, no matter how often I’ve walked the path. I love how much it is constantly changing. I love the museums, parks, theaters and art galleries. I’ve traveled all over the world and no city compares for me (Hong Kong is my second love).

If you are a homebody, this is not the right place for you. If you don’t enjoy meeting new people, likely not the place for you. If you thrive off of nature, hiking, surfing, playing golf, this is likely not the place for you.

The physical quality of life in nyc is inferior in almost every way, it’s the intellectual and social quality of life that keeps millions tied to it.

Happy to answer any questions.

Edit: Final item to add, in nyc there is no shame to having roommates until you enter a committed relationship and move in together. Even couples have roommates. To outsiders it seems weird but it’s a necessity here.

Cool to see this sentiment. Hong Kong is my first love, but the only other city that had a similarly energetic vibe to me was New York.
Agree on most counts except the homebody thing. I'm mostly a homebody and moved here to NYC 8 years ago and love it. I like that I can just go on a walk and get a coffee or groceries or something, and just the liveliness of all the people out and about gives me some sort of energy. Other cities (US at least) feel desolate.

I still do normal social stuff sometimes, and yeah there are exceptionally great opportunities for that here. But even knowing they're there waiting for me when I want to do them has value to me on the 90% of days I'm just at home.

Yeah, I would second this: I'm a generally social person, but I spend plenty of weekends alone by choice. It's not uncommon to see people just go out and walk in NYC; I like to walk through my part of Brooklyn on Saturdays and make a general circuit of all of the farmers' markets, watch the chess games, &c.

I suppose that's not exactly the same thing as a homebody, but just to say that you can live and thrive in this city without being an extreme type-A extrovert.

I used to do walks in Nyc and sf regularly when I lived there. I think the SF walk was a lot more interesting to be honest. The views are amazing, the architecture is always interesting, and there are weird shops throughout (note this was SF 20 years ago). NYC was interesting but it lacked the “oh wow I will just keep going until I hit water” drive for me. Also I found doing walks in Brooklyn can be more scary than Manhattan - I did a walk through Brownsville and it did not go well.
I actually won’t dispute this — I spent an afternoon walking around SF a few years ago, and it is a consistently beautiful city in a way that NYC is not. There are beautiful parts of NYC, but the city as a whole doesn’t have a unified architectural theme or street culture.

That being said, it’s a much larger city, and you can walk an entire SF’s worth without leaving Brooklyn. The things that I like during my walks are maybe a little bit more muted than architecture and making my way to a waterfront: I like seeing the streetvendors, chess players, people picnicking and, particular to Brooklyn, how the streets have been cut up by two centuries of transit changes.

I lived in SF for 10 years and recently moved to Manhattan. I feel like there's a lot more stigma associated with having roommates in NYC or LA than in SF, at least among the yuppie millennial crowd.
NYC native here (Have also lived in multiple other cities in USA and ouside of it). NYC is a great city to live in. There is so much stuff to do. And the energy you are talking about is real. Those rent prices whoever look insane to me. I know that you can get a one bedroom apartment in Bay Ridge, Brooklyn (It is a nice neighborhood) for around $2K. Used to be $1,500 two years ago. I would give it a try. You should live in NYC at least once in your life.
I don't think your estimates are accurate. A comfortable 2 bedroom can be had in the nice parts of Brooklyn for 3.5-6k. Manhattan is somewhat more, but not drastically so.

Grew up in the midwest and moved to Brooklyn from Philly. Absolutely love it here. City is truly alive with energy and the job prospects are fantastic. Your mileage will vary though depending on how much you make.

Yeah I’ve been casually browsing no fee apartments which are generally the “luxury” high rises and they are mostly $5k range or higher for a 1 bed.

If I paid a 15% brokers fee on say an older $3500 walk up that would effectively make it $4025 for the first year so the list price is pretty misleading imo.

I have not really seen much lower than low $3000 range that isn’t a studio or really old/cramped/bad location.

I do like cooking on occasion and some of the kitchen setups for apartments even in the $4k+ range are closer to a dorm style kitchenette than workable kitchen.

I have a large (for NYC) 2br with a full kitchen for under 3k. No in-unit laundry, but it's in the building basement. It's not a bad location, but I will say it is not a hip location. When my local train line isn't running due to maintenance it really sucks, but otherwise it's a quick tra in ride anywhere.

Proximity to a subway station is also a big deal. You can be 20 stops from your favorite neighborhood, but if you have a 3 minute walk to the train it doesn't feel far at all.

I used to live in NYC in my late twenties/early thirties. I was single, I made very good money, I loved it. For a man, it’s a great place for dating too, with a significant surplus of women.

But I also don’t regret moving to the Bay Area at all, where I enjoy living in a large house on a quiet street, close to the hills, with year-round great weather. I don’t have a desire to go clubbing anymore, a neighborhood BBQ is just fine.

It was much easier to make friends in NYC, but friendships were transient too: there’s a lot of coming and going. It gets exhausting after a couple of years. I still like going back once a year or so, but a long weekend is enough.

Rents superficially look ridiculous, but unlike other cities where you feel like you're failing unless you eventually own your own big place, here I find it's almost a badge of honor to live in an interesting apartment that's no bigger than it needs to be. I share a studio now with my wife, which as a Bay Area person even 10 years ago I would never fathom doing, but here it doesn't feel unusual at all.

You'll pay more here, but have an experience that's hard to get anywhere else in America. It's definitely worth trying out.

Up to your mid-thirties if you're single, then move somewhere cheaper.
You may wish to consider other large American cities if the only criteria is “good food and has ‘energy’.” For example, the weather in LA is fucktons better than NYC, and LA easily meets those criteria, but you have to be OK with a certain amount of ubiquitous plastic surgery (and equally fake personalities), and you will probably need a car.
Having lived in both: LA is extraordinarily different from NY.

Both have attractive advantages, however those characteristics are nearly diametrically opposed on most aspects.

I've lived here (Lower Manhattan, BK, and now Astoria) for the last 10 years and wouldn't move anywhere else.

For reference, I lived in SF (Pac Heights) for ~4 years during and after grad school and a couple of other metros tooThe density of stuff to do / people is much higher in NYC. The diversity of people, language, backgrounds is amazing. You are signing up for dirt, grime, homeless people, weird smells and terrible traffic. But also new restaurants, an amazing music and art scene, very interesting people and an increasingly growing tech scene. On housing:

- You don't need to pay $5K for a 1 Br. Greenpoint/Astoria and even UWS has good-ish places for cheaper. You can find a 2 br in the 80s-90s on the west side for 5K, 1 br should be meaningfully cheaper.

- Look at more neighborhoods. Start at times square, and make three circles that are a 20-30-40 min subway commute from there. Not that you would ever go to times square, but it is central and gives you an idea of relative distance.

- Don't live in Jersey City or Hoboken

- Don't expect a lot of space. I know you think you are used to small spaces in SF, but expect smaller. Prioritize clean and quiet over space.

What's the Hoboken downside?

I travel to work in NYC fairly often and I've found myself staying in Hoboken lately, easy to get into city via the tunnels or train depending on where you're going, certainly as convenient as Brooklyn or Queens.

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What's the risk in finding out? It sounds like an adventure either way. If you don't like it move on.

Have you thought about something more radical? South east Asia has all of the energy at a fraction of the living costs.

Unfortunately right now is the most expensive the renting market has ever been (after it was the lowest it's ever been 1.5 years ago). Things are slowly cooling.

NYC in general is expensive (11$ chipotle burrito), but the wages are also crazy. For an entry level, 0-2 year experience programmer at a C level startup, you're easily looking at 100k+ salary. Outside of work, NYC is fun because you can pretty much think of anything you want to do tonight/tomorrow, and you'll have multiple options. Manhattan gets less noisy the further from the middle you get. I would recommend upper west side, upper east side, or hell's kitchen to live in Manhattan on a noise to cost to safety balance.

The optimal way would be to move into a 1 bedroom with a significant other and split the rent 50/50

> For an entry level, 0-2 year experience programmer at a C level startup, you're easily looking at 100k+ salary.

Everyone says this but I don't always see people mentioning that there are companies paying new grads this salary in lower cost of living cities as well. I love the idea of moving to NYC, and it certainly would result in a pay increase, but after considering the cost of living adjustment I would be worse off. This is a worthwhile trade for many people but for people who have never been to NYC it can be hard to quantity I'm sure.

My starting in the bay area was $70k at a company nobody has heard of... all the way back in 2008. 100 now seems fairly doable for mortals that have a passion & interest in coding. I've heard the rich kids from elite schools are now getting 200 starting for FAANG tech companies. Unreal.
back in 2000 70k for a starting salary was already ridiculously low
Not everybody on this forum went to Stanford/MIT/Harvard, has multiple offers to choose from, or is independently wealthy from selling their last startup. I think levels.fyi is pretty cool because they actually go and validate that the salaries people are posting are actually real. Not just make believe. My comp at my current company is above what they are quoting, still low for a dev compared to FAANG company counterparts.
looks like you need to learn how to negotiate
Since OP is coming from SF, 100k+ feels like an absurdly low bar.

That said, it shouldn't be too hard to get something close to Bay Area compensation in NYC.

100k salary is poor compensation taking into account the cost of living
5k/mo isn't unreasonable for a decent 1bd, and the market definitely goes a lot higher than that. Rents right now I think are a bit insane even for NYC, and there's clearly a huge amount of demand, particularly in the luxury segment. If you have a job that pays well enough such that 5k/mo is not a dealbreaker for you, I think it's absolutely worth a try--it's a completely different vibe from SF or any other city in the US. I moved a decade ago and never looked back. But if possible I would advise spending more for the locations you like most rather than trying to live in a less central area to save money.
Are you, by any chance, a landlord or invested into NYC real estate?
Nope, I'm a long-term renter who is kicking himself for not buying something a year and a half ago before prices started to shoot up or last summer when rates were still low =(

I'm just trying to provide a counterpoint to the slew of advice stating that OP is somehow doing it wrong by looking at 5k/mo apartments. There are a lot of jobs in both tech and finance that pay decent performers 2+ years out of college more than enough to comfortably spend 5k/mo on rent.

I also do think that location of where you live and the quality of your apartment can matter a lot--what you get for 5k is different from what you get for 3k, and if someone can comfortably afford 5k/mo then it's totally reasonable to pay that for the location they want vs 3k/mo for one they find less appealing.

I think Hartford is the best. It's a good value except taxes. They have regular trains up and down the Knowledge Corridor and from New Haven you can go to NYC. Unlike Albany, the train prices to interesting places don't vary. You would also perhaps need to like New Haven for it to be worth it. I certainly like it.

However, I moved back to SF almost a year ago and I'm conflicted about it.

However if you want to be in New York multiple days a week I suggest somewhere near a train in NJ, like Elizabeth, and if you really want to be near the ocean I suggest Ocean County, NJ. If you live in NJ you can also go to Princeton and Philly easily which I also love.

Here's my thoughts as a NYC lifer:

NYC is a very, very good city to live in if you know how to take advantage of it. Others in the comments have already said why: arts, culture, entertainment, nightlife, and the sheer culture of the city. If you know how to unlock it, the city can do nearly anything you want. It's also (surprisingly) a nice city to bike around these days, and has some of the best regional rail in the country for local traveling. New York itself is a beautiful and (IMO) somewhat underappreciated state, and it's easy to get to much of the state from the city. It's also much more than just Manhattan and (nowadays) Brooklyn: the Bronx, Queens, and (even!) Staten Island are critical to the city's identity and culture, and are often overlooked by transplants.

That being said, it's not for everyone. You have to be okay, mentally, with a certain amount of mishegaas. You have to be okay with garbage and the fact that the city reeks in the summer, and you have to internalize the fact that garbage and homeless people existing aren't the same thing as crime. If you're a programmer, you'll also have to internalize that New York cares much less about technology: we're a finance and arts city; if you meet people at bars here, there's a very good chance they won't want to hear about tech or startups, &c &c.

(Separately: you shouldn't be paying anywhere near $5k for the average 1BR, even in a "high-end" neighborhood like the UES. Most convenient neighborhoods in Brooklyn should be around $2.5-$3k for a 1BR in the current market, which is already obscene. For "cool" neighborhoods in Manhattan, I would expect around the same.)

I paid $3.5k for a 1BR in the village in 2019, which was a very good deal at the time. Rents have increased dramatically since then. Maybe time to update your price model?
Assuming you mean West Village, $3.5k is still feasible[1]. So is East Village[2].

I'd say that both of those areas are a little overheated right now, and were in 2019 as well. And rents definitely have gone up; I think I saw around $2.5k as the norm in 2018 for the East Village, when I considered renting there.

[1]: https://streeteasy.com/for-rent/nyc/price:-3500|area:157

[2]: https://streeteasy.com/for-rent/east-village/price:-3500

You’ll notice nearly all of the west village ones are studios. My old apartment was like 600 sq ft and laid out really well with a fully separate bedroom, living room, and large kitchen. Nothing is those listings comes close. Just checked on street east and rent is now 4500-4800.
Sure; the market has definitely gotten tighter. There's a reason I don't live there!

That being said, here's a 650 sq ft rental in the East Village that sounds a lot like yours[1], at $3150. Previous listing was at $2.6k, and I suspect the current heat isn't going to last.

[1]: https://streeteasy.com/building/422-east-10-street-new_york/...

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